HomeCompareVSCSX vs QYLD

VSCSX vs QYLD: Dividend Comparison 2026

VSCSX yields 4.02% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VSCSX wins by $577.00 in total portfolio value
10 years
VSCSX
VSCSX
● Live price
4.02%
Share price
$21.58
Annual div
$0.87
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$519.59
Full VSCSX calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — VSCSX vs QYLD

📍 VSCSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSCSXQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSCSX + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSCSX pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSCSX
Annual income on $10K today (after 15% tax)
$341.30/yr
After 10yr DRIP, annual income (after tax)
$441.65/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,368.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSCSX + QYLD for your $10,000?

VSCSX: 50%QYLD: 50%
100% QYLD50/50100% VSCSX
Portfolio after 10yr
$25.7K
Annual income
$3,089.46/yr
Blended yield
12.03%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSCSX buys
0
QYLD buys
0
No recent congressional trades found for VSCSX or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSCSXQYLD
Forward yield4.02%11.92%
Annual dividend / share$0.87$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.0K$25.4K
Annual income after 10y$519.59$5,659.31
Total dividends collected$4.6K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VSCSX vs QYLD ($10,000, DRIP)

YearVSCSX PortfolioVSCSX Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,102$401.53$10,352$1,192.36+$750.00VSCSX
2$12,295$416.60$10,830$1,347.57+$1.5KVSCSX
3$13,587$431.21$11,460$1,539.07+$2.1KVSCSX
4$14,984$445.34$12,275$1,777.84+$2.7KVSCSX
5$16,491$458.98$13,323$2,078.95+$3.2KVSCSX
6$18,118$472.12$14,667$2,463.34+$3.5KVSCSX
7$19,871$484.75$16,396$2,960.57+$3.5KVSCSX
8$21,759$496.88$18,631$3,612.97+$3.1KVSCSX
9$23,790$508.49$21,548$4,482.15+$2.2KVSCSX
10$25,975$519.59$25,398$5,659.31+$577.00VSCSX

VSCSX vs QYLD: Complete Analysis 2026

VSCSXStock

This low-cost index fund invests in U.S. dollar-denominated, investment-grade, fixed-rate, taxable bonds issued by industrial, utility, and financial companies, with maturities between 1 and 5 years. Like other bond funds, one of the fund’s risks is that increases in interest rates cause the prices of the bonds in the portfolio to decrease; however, such risk is less pronounced in this fund than in funds with longer average durations. A key risk of the fund is the fact that changes in interest rates can eventually lead to a decrease in income for the fund. Investors with a short-term savings goal who are willing to accept some price movement may wish to consider this fund.

Full VSCSX Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.