HomeCompareVSCSX vs SPHD

VSCSX vs SPHD: Dividend Comparison 2026

VSCSX yields 4.02% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $518.00 in total portfolio value
10 years
VSCSX
VSCSX
● Live price
4.02%
Share price
$21.58
Annual div
$0.87
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$519.59
Full VSCSX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — VSCSX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSCSXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSCSX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSCSX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSCSX
Annual income on $10K today (after 15% tax)
$341.30/yr
After 10yr DRIP, annual income (after tax)
$441.65/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $40.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSCSX + SPHD for your $10,000?

VSCSX: 50%SPHD: 50%
100% SPHD50/50100% VSCSX
Portfolio after 10yr
$26.2K
Annual income
$543.48/yr
Blended yield
2.07%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSCSX buys
0
SPHD buys
0
No recent congressional trades found for VSCSX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSCSXSPHD
Forward yield4.02%4.30%
Annual dividend / share$0.87$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.0K$26.5K
Annual income after 10y$519.59$567.37
Total dividends collected$4.6K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VSCSX vs SPHD ($10,000, DRIP)

YearVSCSX PortfolioVSCSX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,102$401.53$11,130$430.50$28.00SPHD
2$12,295$416.60$12,357$447.82$62.00SPHD
3$13,587$431.21$13,687$464.65$100.00SPHD
4$14,984$445.34$15,126$480.98$142.00SPHD
5$16,491$458.98$16,682$496.78$191.00SPHD
6$18,118$472.12$18,362$512.03$244.00SPHD
7$19,871$484.75$20,174$526.72$303.00SPHD
8$21,759$496.88$22,127$540.84$368.00SPHD
9$23,790$508.49$24,230$554.39$440.00SPHD
10$25,975$519.59$26,493$567.37$518.00SPHD

VSCSX vs SPHD: Complete Analysis 2026

VSCSXStock

This low-cost index fund invests in U.S. dollar-denominated, investment-grade, fixed-rate, taxable bonds issued by industrial, utility, and financial companies, with maturities between 1 and 5 years. Like other bond funds, one of the fund’s risks is that increases in interest rates cause the prices of the bonds in the portfolio to decrease; however, such risk is less pronounced in this fund than in funds with longer average durations. A key risk of the fund is the fact that changes in interest rates can eventually lead to a decrease in income for the fund. Investors with a short-term savings goal who are willing to accept some price movement may wish to consider this fund.

Full VSCSX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.