HomeCompareVSEQX vs SCHD

VSEQX vs SCHD: Dividend Comparison 2026

VSEQX yields 11.28% · SCHD yields 3.77%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VSEQX wins by $5.4K in total portfolio value
10 years
VSEQX
VSEQX
● Live price
11.28%
Share price
$37.10
Annual div
$4.18
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.1K
Annual income
$2,284.52
Full VSEQX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — VSEQX vs SCHD

📍 VSEQX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSEQXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSEQX + SCHD cover 4 of 12 monthsgood coverage

Jan
Feb
Mar
SCHD
Apr
May
Jun
SCHD
Jul
Aug
Sep
SCHD
Oct
Nov
Dec
SCHD
VSEQX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSEQX
Annual income on $10K today (after 15% tax)
$958.82/yr
After 10yr DRIP, annual income (after tax)
$1,941.84/yr
SCHD
Annual income on $10K today (after 15% tax)
$320.58/yr
After 10yr DRIP, annual income (after tax)
$1,636.95/yr
At 15% tax rate, VSEQX beats the other by $304.90/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of VSEQX + SCHD for your $10,000?

VSEQX: 50%SCHD: 50%
100% SCHD50/50100% VSEQX
Portfolio after 10yr
$39.4K
Annual income
$2,105.17/yr
Blended yield
5.34%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSEQX buys
0
SCHD buys
0
No recent congressional trades found for VSEQX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSEQXSCHD
Forward yield11.28%3.77%
Annual dividend / share$4.18$1.05
Payout ratio50%38%
1-year div growth0%5.18%
5-year div CAGR0%13.05%
Portfolio after 10y$42.1K$36.7K
Annual income after 10y$2,284.52$1,925.82
Total dividends collected$17.0K$10.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VSEQX vs SCHD ($10,000, DRIP)

YearVSEQX PortfolioVSEQX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,828$1,128.02$11,306$426.37+$522.00VSEQX
2$13,903$1,246.94$12,802$500.91+$1.1KVSEQX
3$16,246$1,369.80$14,518$589.33+$1.7KVSEQX
4$18,879$1,495.93$16,490$694.43+$2.4KVSEQX
5$21,825$1,624.66$18,761$819.56+$3.1KVSEQX
6$25,108$1,755.33$21,381$968.84+$3.7KVSEQX
7$28,753$1,887.27$24,409$1,147.26+$4.3KVSEQX
8$32,786$2,019.84$27,918$1,360.94+$4.9KVSEQX
9$37,233$2,152.45$31,993$1,617.39+$5.2KVSEQX
10$42,124$2,284.52$36,734$1,925.82+$5.4KVSEQX

VSEQX vs SCHD: Complete Analysis 2026

VSEQXStock

This actively managed fund purchases mid- and small-capitalization stocks that the advisor believes have above-average growth potential. The advisor relies on a computer-driven stock selection process in an attempt to build a portfolio with risk characteristics similar to those of the fund’s comparative index, while seeking to provide better returns. Because it focuses on medium-sized and smaller companies, the fund’s performance may be more volatile than that of the broad U.S. stock market. This fund may be considered complementary to a long-term portfolio with large-cap exposure.

Full VSEQX Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.