Is VSGAX or HDV a better dividend investment in 2026?

VSGAX currently yields 0.41% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: HDV offers higher current income.

What is the dividend yield difference between VSGAX and HDV?

VSGAX has a forward dividend yield of 0.41% ($0.44/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 2.51 percentage points.

Home › Compare › VSGAX vs HDV

VSGAX vs HDV: Dividend Comparison 2026

VSGAX yields 0.41% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDV wins by $4.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VSGAX

● Live price

0.41%

Share price

$106.28

Annual div

$0.44

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.2K

Annual income

$42.12

Full VSGAX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — VSGAX vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VSGAX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VSGAX + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VSGAX pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSGAX

Annual income on $10K today (after 15% tax)

$34.86/yr

After 10yr DRIP, annual income (after tax)

$35.80/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, HDV beats the other by $263.15/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSGAX + HDV for your $10,000?

VSGAX: 50%HDV: 50%

100% HDV50/50100% VSGAX

Portfolio after 10yr

$22.3K

Annual income

$196.92/yr

Blended yield

0.88%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSGAX buys

HDV buys

No recent congressional trades found for VSGAX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVSGAXHDV

Forward yield	0.41%	2.92% ✓
Annual dividend / share	$0.44	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.2K	$24.3K ✓
Annual income after 10y	$42.12	$351.71 ✓
Total dividends collected	$416.00 ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VSGAX vs HDV ($10,000, DRIP)

Year	VSGAX Portfolio	VSGAX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$10,741	$41.01	$11,002	$291.67	$261.00 → HDV
2	$11,534	$41.17	$12,082	$299.61	$548.00 → HDV
3	$12,383	$41.32	$13,247	$307.23	$864.00 → HDV
4	$13,291	$41.46	$14,503	$314.52	$1.2K → HDV
5	$14,263	$41.59	$15,854	$321.50	$1.6K → HDV
6	$15,303	$41.71	$17,308	$328.15	$2.0K → HDV
7	$16,416	$41.82	$18,871	$334.49	$2.5K → HDV
8	$17,607	$41.93	$20,551	$340.53	$2.9K → HDV
9	$18,882	$42.03	$22,357	$346.27	$3.5K → HDV
10	$20,246	$42.12	$24,296	$351.71	$4.0K → HDV

VSGAX vs HDV: Complete Analysis 2026

VSGAX — Stock

This low-cost index fund offers exposure to small-capitalization U.S. growth stocks, which tend to grow more quickly than the broader market. The fund seeks to track a growth-style index of small-sized companies. One of the fund’s primary risks is its focus on the small-cap arena, which is an often-volatile segment of the market. Investors looking to add a passively managed, small-cap growth allocation to an already diversified portfolio may wish to consider this fund.

Full VSGAX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.