HomeCompareVSMGX vs SPHD

VSMGX vs SPHD: Dividend Comparison 2026

VSMGX yields 5.30% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VSMGX wins by $1.9K in total portfolio value
10 years
VSMGX
VSMGX
● Live price
5.30%
Share price
$34.22
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.3K
Annual income
$743.84
Full VSMGX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — VSMGX vs SPHD

📍 VSMGX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSMGXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSMGX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSMGX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSMGX
Annual income on $10K today (after 15% tax)
$450.60/yr
After 10yr DRIP, annual income (after tax)
$632.26/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, VSMGX beats the other by $150.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSMGX + SPHD for your $10,000?

VSMGX: 50%SPHD: 50%
100% SPHD50/50100% VSMGX
Portfolio after 10yr
$27.4K
Annual income
$655.60/yr
Blended yield
2.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSMGX buys
0
SPHD buys
0
No recent congressional trades found for VSMGX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSMGXSPHD
Forward yield5.30%4.30%
Annual dividend / share$1.81$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.3K$26.5K
Annual income after 10y$743.84$567.37
Total dividends collected$6.4K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VSMGX vs SPHD ($10,000, DRIP)

YearVSMGX PortfolioVSMGX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,230$530.12$11,130$430.50+$100.00VSMGX
2$12,573$556.38$12,357$447.82+$216.00VSMGX
3$14,035$582.14$13,687$464.65+$348.00VSMGX
4$15,625$607.33$15,126$480.98+$499.00VSMGX
5$17,350$631.90$16,682$496.78+$668.00VSMGX
6$19,221$655.78$18,362$512.03+$859.00VSMGX
7$21,245$678.94$20,174$526.72+$1.1KVSMGX
8$23,433$701.36$22,127$540.84+$1.3KVSMGX
9$25,797$723.00$24,230$554.39+$1.6KVSMGX
10$28,346$743.84$26,493$567.37+$1.9KVSMGX

VSMGX vs SPHD: Complete Analysis 2026

VSMGXStock

The LifeStrategy Funds are a series of broadly diversified, low-cost funds with an all-index, fixed allocation approach that may provide a complete portfolio in a single fund. The four funds, each with a different allocation, target various risk-based objectives. The Moderate Growth Fund seeks to provide capital appreciation and a low to moderate level of current income. The fund holds 60% of its assets in stocks, a portion of which is allocated to international stocks, and 40% in bonds, a portion of which is allocated to international bonds. Investors with a long-term time horizon who can accept stock market volatility may wish to consider this fund.Please note: The Lifestrategy funds are subject to the risks of their underlying funds.Effective May 12, 2026, the fund’s name will change from the Vanguard LifeStrategy Moderate Growth Fund to the Vanguard LifeStrategy 60/40 Fund. The fund's investment objective, strategies, and policies will remain unchanged.

Full VSMGX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.