Is VSMR or QYLD a better dividend investment in 2026?

VSMR currently yields 5012.53% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: VSMR offers higher current income.

What is the dividend yield difference between VSMR and QYLD?

VSMR has a forward dividend yield of 5012.53% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5000.61 percentage points.

Home › Compare › VSMR vs QYLD

VSMR vs QYLD: Dividend Comparison 2026

VSMR yields 5012.53% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VSMR wins by $63748424213310.10M in total portfolio value

INVESTMENT

TIME HORIZON10 years

VSMR

● Live price

5012.53%

Share price

$0.04

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63748424213310.13M

Annual income

$61,341,112,520,885,540,000.00

Full VSMR calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — VSMR vs QYLD

📍 VSMR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VSMR	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VSMR + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

VSMR pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSMR

Annual income on $10K today (after 15% tax)

$426,065.16/yr

After 10yr DRIP, annual income (after tax)

$52,139,945,642,752,710,000.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, VSMR beats the other by $52,139,945,642,752,705,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VSMR + QYLD for your $10,000?

VSMR: 50%QYLD: 50%

100% QYLD50/50100% VSMR

Portfolio after 10yr

$31874212106655.08M

Annual income

$30,670,556,260,442,776,000.00/yr

Blended yield

96.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSMR buys

QYLD buys

No recent congressional trades found for VSMR or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVSMRQYLD

Forward yield	5012.53% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$63748424213310.13M ✓	$25.4K
Annual income after 10y	$61,341,112,520,885,540,000.00 ✓	$5,659.31
Total dividends collected	$63585563090274.08M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VSMR vs QYLD ($10,000, DRIP)

Year	VSMR Portfolio	VSMR Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$511,953	$501,253.13	$10,352	$1,192.36	+$501.6K → VSMR
2	$24,530,791	$23,983,001.09	$10,830	$1,347.57	+$24.52M → VSMR
3	$1,100,240,069	$1,073,992,122.64	$11,460	$1,539.07	+$1100.23M → VSMR
4	$46,195,985,313	$45,018,728,438.85	$12,275	$1,777.84	+$46195.97M → VSMR
5	$1,815,980,882,772	$1,766,551,178,487.34	$13,323	$2,078.95	+$1815980.87M → VSMR
6	$66,843,814,914,134	$64,900,715,369,568.10	$14,667	$2,463.34	+$66843814.90M → VSMR
7	$2,304,147,256,808,419	$2,232,624,374,850,295.20	$16,396	$2,960.57	+$2304147256.79M → VSMR
8	$74,390,605,957,844,220	$71,925,168,393,059,210.00	$18,631	$3,612.97	+$74390605957.83M → VSMR
9	$2,249,824,011,611,761,200	$2,170,226,063,236,867,600.00	$21,548	$4,482.15	+$2249824011611.74M → VSMR
10	$63,748,424,213,310,130,000	$61,341,112,520,885,540,000.00	$25,398	$5,659.31	+$63748424213310.10M → VSMR

VSMR vs QYLD: Complete Analysis 2026

VSMR — Stock

Verify Smart Corp. provides wireless software solutions focused on IP fraud protection for secure authenticated transactions and celebrity services for fans interactions worldwide. The company's software solutions are delivered as Software as a Service model over the Internet, and allows its clients to access the company's application software and databases. Its products include VerifyNGo, which provides instant personal verification to combat fraud and identity theft through mobile device; and Prvii, a mobile communications service that enables celebrities to monetize their fan base via messaging channels. Verify Smart Corp. promotes its products and services across various markets, including consumer brands, financial services, sports/entertainment, governments, and educational institutions. The company was formerly known as Treasure Explorations Inc. and changed its name to Verify Smart Corp. in March 2009. Verify Smart Corp. was founded in 2006 and is based in Fernley, Nevada.

Full VSMR Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.