Is VSSCX or DVY a better dividend investment in 2026?

VSSCX currently yields 0.57% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between VSSCX and DVY?

VSSCX has a forward dividend yield of 0.57% ($0.23/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 2.89 percentage points.

Home › Compare › VSSCX vs DVY

VSSCX vs DVY: Dividend Comparison 2026

VSSCX yields 0.57% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $4.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VSSCX

● Live price

0.57%

Share price

$40.81

Annual div

$0.23

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.5K

Annual income

$59.25

Full VSSCX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — VSSCX vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VSSCX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VSSCX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VSSCX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSSCX

Annual income on $10K today (after 15% tax)

$48.53/yr

After 10yr DRIP, annual income (after tax)

$50.36/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, DVY beats the other by $317.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VSSCX + DVY for your $10,000?

VSSCX: 50%DVY: 50%

100% DVY50/50100% VSSCX

Portfolio after 10yr

$22.7K

Annual income

$246.08/yr

Blended yield

1.08%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSSCX buys

DVY buys

No recent congressional trades found for VSSCX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVSSCXDVY

Forward yield	0.57%	3.46% ✓
Annual dividend / share	$0.23	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.5K	$25.0K ✓
Annual income after 10y	$59.25	$432.91 ✓
Total dividends collected	$583.00 ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VSSCX vs DVY ($10,000, DRIP)

Year	VSSCX Portfolio	VSSCX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$10,757	$57.09	$11,046	$346.43	$289.00 → DVY
2	$11,567	$57.40	$12,177	$357.65	$610.00 → DVY
3	$12,435	$57.68	$13,398	$368.47	$963.00 → DVY
4	$13,363	$57.95	$14,715	$378.89	$1.4K → DVY
5	$14,357	$58.21	$16,134	$388.90	$1.8K → DVY
6	$15,420	$58.44	$17,662	$398.51	$2.2K → DVY
7	$16,558	$58.67	$19,306	$407.71	$2.7K → DVY
8	$17,776	$58.87	$21,074	$416.50	$3.3K → DVY
9	$19,080	$59.07	$22,974	$424.90	$3.9K → DVY
10	$20,475	$59.25	$25,015	$432.91	$4.5K → DVY

VSSCX vs DVY: Complete Analysis 2026

VSSCX — Stock

Under normal circumstances, the fund invests at least 80% of its assets in equity securities of small cap companies meeting the adviser’s sustainability criteria. “Assets” means net assets, plus the amount of borrowings for investment purposes. Small cap companies are companies with market capitalizations equal to those within the universe of Russell 2000® Index at the time of purchase.

Full VSSCX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.