HomeCompareVSTCX vs SPHD

VSTCX vs SPHD: Dividend Comparison 2026

VSTCX yields 7.61% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VSTCX wins by $6.6K in total portfolio value
10 years
VSTCX
VSTCX
● Live price
7.61%
Share price
$42.02
Annual div
$3.20
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.1K
Annual income
$1,232.55
Full VSTCX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — VSTCX vs SPHD

📍 VSTCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSTCXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSTCX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSTCX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSTCX
Annual income on $10K today (after 15% tax)
$646.83/yr
After 10yr DRIP, annual income (after tax)
$1,047.67/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, VSTCX beats the other by $562.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSTCX + SPHD for your $10,000?

VSTCX: 50%SPHD: 50%
100% SPHD50/50100% VSTCX
Portfolio after 10yr
$29.8K
Annual income
$901.94/yr
Blended yield
3.03%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSTCX buys
0
SPHD buys
0
No recent congressional trades found for VSTCX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSTCXSPHD
Forward yield7.61%4.33%
Annual dividend / share$3.20$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.1K$26.5K
Annual income after 10y$1,232.55$571.32
Total dividends collected$10.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VSTCX vs SPHD ($10,000, DRIP)

YearVSTCX PortfolioVSTCX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,461$760.97$11,133$432.85+$328.00VSTCX
2$13,078$815.09$12,363$450.36+$715.00VSTCX
3$14,863$869.27$13,695$467.39+$1.2KVSTCX
4$16,827$923.27$15,138$483.90+$1.7KVSTCX
5$18,982$976.87$16,697$499.88+$2.3KVSTCX
6$21,340$1,029.87$18,382$515.31+$3.0KVSTCX
7$23,916$1,082.09$20,198$530.17+$3.7KVSTCX
8$26,723$1,133.37$22,157$544.46+$4.6KVSTCX
9$29,778$1,183.56$24,266$558.18+$5.5KVSTCX
10$33,095$1,232.55$26,536$571.32+$6.6KVSTCX

VSTCX vs SPHD: Complete Analysis 2026

VSTCXStock

This actively managed fund offers broad exposure to domestic small-capitalization stocks that the advisor believes have above-average return potential. The advisor relies on a computer-driven stock selection process in an attempt to build a portfolio with risk characteristics similar to those of the fund’s comparative index, while seeking to provide better returns. One of the fund’s risks is its focus on small-cap companies, which can be a volatile segment of the market. As a result, the fund’s returns may vary widely from year to year. An investor with a well-balanced, long-term portfolio who seeks exposure to small-cap companies may wish to consider this fund.

Full VSTCX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.