HomeCompareVSTCX vs VYM

VSTCX vs VYM: Dividend Comparison 2026

VSTCX yields 7.61% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VSTCX wins by $5.3K in total portfolio value
10 years
VSTCX
VSTCX
● Live price
7.61%
Share price
$42.02
Annual div
$3.20
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.1K
Annual income
$1,232.55
Full VSTCX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — VSTCX vs VYM

📍 VSTCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSTCXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSTCX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSTCX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSTCX
Annual income on $10K today (after 15% tax)
$646.83/yr
After 10yr DRIP, annual income (after tax)
$1,047.67/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VSTCX beats the other by $810.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSTCX + VYM for your $10,000?

VSTCX: 50%VYM: 50%
100% VYM50/50100% VSTCX
Portfolio after 10yr
$30.5K
Annual income
$755.55/yr
Blended yield
2.48%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSTCX buys
0
VYM buys
0
No recent congressional trades found for VSTCX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSTCXVYM
Forward yield7.61%2.41%
Annual dividend / share$3.20$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.1K$27.8K
Annual income after 10y$1,232.55$278.55
Total dividends collected$10.0K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VSTCX vs VYM ($10,000, DRIP)

YearVSTCX PortfolioVSTCX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,461$760.97$11,151$241.44+$310.00VSTCX
2$13,078$815.09$12,413$246.79+$665.00VSTCX
3$14,863$869.27$13,794$251.79+$1.1KVSTCX
4$16,827$923.27$15,306$256.47+$1.5KVSTCX
5$18,982$976.87$16,960$260.84+$2.0KVSTCX
6$21,340$1,029.87$18,768$264.92+$2.6KVSTCX
7$23,916$1,082.09$20,745$268.71+$3.2KVSTCX
8$26,723$1,133.37$22,905$272.24+$3.8KVSTCX
9$29,778$1,183.56$25,265$275.51+$4.5KVSTCX
10$33,095$1,232.55$27,842$278.55+$5.3KVSTCX

VSTCX vs VYM: Complete Analysis 2026

VSTCXStock

This actively managed fund offers broad exposure to domestic small-capitalization stocks that the advisor believes have above-average return potential. The advisor relies on a computer-driven stock selection process in an attempt to build a portfolio with risk characteristics similar to those of the fund’s comparative index, while seeking to provide better returns. One of the fund’s risks is its focus on small-cap companies, which can be a volatile segment of the market. As a result, the fund’s returns may vary widely from year to year. An investor with a well-balanced, long-term portfolio who seeks exposure to small-cap companies may wish to consider this fund.

Full VSTCX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.