HomeCompareVSVNX vs XYLD

VSVNX vs XYLD: Dividend Comparison 2026

VSVNX yields 1.85% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $2.9K in total portfolio value· pulled ahead in Year 5
10 years
VSVNX
VSVNX
● Live price
1.85%
Share price
$31.36
Annual div
$0.58
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.4K
Annual income
$208.04
Full VSVNX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VSVNX vs XYLD

📍 XYLD pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSVNXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VSVNX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSVNX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSVNX
Annual income on $10K today (after 15% tax)
$156.92/yr
After 10yr DRIP, annual income (after tax)
$176.83/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,559.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSVNX + XYLD for your $10,000?

VSVNX: 50%XYLD: 50%
100% XYLD50/50100% VSVNX
Portfolio after 10yr
$23.8K
Annual income
$1,713.53/yr
Blended yield
7.19%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSVNX buys
0
XYLD buys
0
No recent congressional trades found for VSVNX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSVNXXYLD
Forward yield1.85%10.98%
Annual dividend / share$0.58$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.4K$25.3K
Annual income after 10y$208.04$3,219.02
Total dividends collected$2.0K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VSVNX vs XYLD ($10,000, DRIP)

YearVSVNX PortfolioVSVNX Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,885$184.61$10,818$1,098.39+$67.00VSVNX
2$11,834$187.80$11,738$1,222.51+$96.00VSVNX
3$12,854$190.82$12,774$1,364.64+$80.00VSVNX
4$13,947$193.70$13,944$1,527.86+$3.00VSVNX
5← crossover$15,120$196.43$15,270$1,715.87$150.00XYLD
6$16,377$199.01$16,775$1,933.09$398.00XYLD
7$17,725$201.46$18,490$2,184.87$765.00XYLD
8$19,170$203.78$20,450$2,477.63$1.3KXYLD
9$20,717$205.97$22,697$2,819.19$2.0KXYLD
10$22,376$208.04$25,280$3,219.02$2.9KXYLD

VSVNX vs XYLD: Complete Analysis 2026

VSVNXStock

Vanguard Target Retirement Funds offer a diversified portfolio within a single fund that adjusts its underlying asset mix over time. The funds provide broad diversification while incrementally decreasing exposure to stocks and increasing exposure to bonds as each fund’s target retirement date approaches. The funds continue to adjust for approximately seven years after that date until their allocations match that of the Target Retirement Income Fund. Investors in the funds should be able to tolerate the risks that come from the volatility of the stock and bond markets. You may wish to consider this fund if you’re planning to retire between 2068 and 2072.

Full VSVNX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this VSVNX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VSVNX vs SCHDVSVNX vs JEPIVSVNX vs OVSVNX vs KOVSVNX vs MAINVSVNX vs QYLDVSVNX vs JEPQVSVNX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.