HomeCompareVTCLX vs DIVO

VTCLX vs DIVO: Dividend Comparison 2026

VTCLX yields 0.98% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $9.6K in total portfolio value
10 years
VTCLX
VTCLX
● Live price
0.98%
Share price
$336.57
Annual div
$3.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$104.56
Full VTCLX calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — VTCLX vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVTCLXDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VTCLX + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VTCLX pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTCLX
Annual income on $10K today (after 15% tax)
$83.39/yr
After 10yr DRIP, annual income (after tax)
$88.88/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $745.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VTCLX + DIVO for your $10,000?

VTCLX: 50%DIVO: 50%
100% DIVO50/50100% VTCLX
Portfolio after 10yr
$25.9K
Annual income
$543.12/yr
Blended yield
2.10%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTCLX buys
0
DIVO buys
0
No recent congressional trades found for VTCLX or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVTCLXDIVO
Forward yield0.98%6.49%
Annual dividend / share$3.30$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.1K$30.7K
Annual income after 10y$104.56$981.68
Total dividends collected$1.0K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VTCLX vs DIVO ($10,000, DRIP)

YearVTCLX PortfolioVTCLX Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,798$98.11$11,349$649.42$551.00DIVO
2$11,653$99.01$12,833$688.83$1.2KDIVO
3$12,569$99.86$14,459$727.90$1.9KDIVO
4$13,549$100.66$16,238$766.49$2.7KDIVO
5$14,599$101.41$18,179$804.47$3.6KDIVO
6$15,723$102.12$20,293$841.71$4.6KDIVO
7$16,926$102.79$22,591$878.14$5.7KDIVO
8$18,215$103.42$25,087$913.65$6.9KDIVO
9$19,594$104.01$27,791$948.18$8.2KDIVO
10$21,070$104.56$30,718$981.68$9.6KDIVO

VTCLX vs DIVO: Complete Analysis 2026

VTCLXStock

As part of Vanguard’s series of tax-managed investments, this fund offers investors exposure to the mid- and large-capitalization segments of the U.S. stock market. Its unique index-oriented approach attempts to track the benchmark, while minimizing taxable gains and dividend income by purchasing index securities that pay lower dividends. One of the fund’s risks is its exposure to the mid-cap segment of the stock market, which tends to be more volatile than the large-cap market. Investors in a higher tax bracket who have an investment time horizon of five years or longer and a high tolerance for risk may wish to consider this fund complementary to a well-balanced portfolio.Please note: It is possible that the fund will not meet its objective of being tax-efficient.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VTCLX Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.