Is VTIAF or DIVO a better dividend investment in 2026?

VTIAF currently yields 31.37% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: VTIAF offers higher current income.

What is the dividend yield difference between VTIAF and DIVO?

VTIAF has a forward dividend yield of 31.37% ($2.00/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 24.88 percentage points.

Home › Compare › VTIAF vs DIVO

VTIAF vs DIVO: Dividend Comparison 2026

VTIAF yields 31.37% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DIVO wins by $5.1K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

VTIAF

● Live price

31.37%

Share price

$6.38

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.6K

Annual income

$3.98

Full VTIAF calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — VTIAF vs DIVO

📍 DIVO pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VTIAF	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VTIAF + DIVO cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

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VTIAF pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTIAF

Annual income on $10K today (after 15% tax)

$2,666.67/yr

After 10yr DRIP, annual income (after tax)

$3.38/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, DIVO beats the other by $831.04/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VTIAF + DIVO for your $10,000?

VTIAF: 50%DIVO: 50%

100% DIVO50/50100% VTIAF

Portfolio after 10yr

$28.1K

Annual income

$492.83/yr

Blended yield

1.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTIAF buys

DIVO buys

No recent congressional trades found for VTIAF or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVTIAFDIVO

Forward yield	31.37% ✓	6.49%
Annual dividend / share	$2.00	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$25.6K	$30.7K ✓
Annual income after 10y	$3.98	$981.68 ✓
Total dividends collected	$3.4K	$8.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VTIAF vs DIVO ($10,000, DRIP)

Year	VTIAF Portfolio	VTIAF Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1	$12,269	$1,568.63	$11,349	$649.42	+$920.00 → VTIAF
2	$14,027	$899.29	$12,833	$688.83	+$1.2K → VTIAF
3	$15,489	$480.45	$14,459	$727.90	+$1.0K → VTIAF
4	$16,821	$247.92	$16,238	$766.49	+$583.00 → VTIAF
5← crossover	$18,124	$125.81	$18,179	$804.47	$55.00 → DIVO
6	$19,457	$63.35	$20,293	$841.71	$836.00 → DIVO
7	$20,850	$31.78	$22,591	$878.14	$1.7K → DIVO
8	$22,326	$15.91	$25,087	$913.65	$2.8K → DIVO
9	$23,896	$7.96	$27,791	$948.18	$3.9K → DIVO
10	$25,573	$3.98	$30,718	$981.68	$5.1K → DIVO

VTIAF vs DIVO: Complete Analysis 2026

VTIAF — Stock

VITA 34 AG engages in the collection, processing, and storage of stem cells from umbilical cord blood and tissue in Germany, Spain, and internationally. It also develops cell therapeutic procedures; cell and gene therapies; cryopreservation of endogenous immune cells; and CAR-T. In addition, the company manufactures advanced therapy medicinal products based on mesenchymal stem cells for experimental treatment by specialized medical institutions; preserves stem cells from perinatal tissue and adult body fat; and engages in the contract manufacturing of pharmaceutical intermediates. VITA 34 AG was founded in 1997 and is based in Leipzig, Germany.

Full VTIAF Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.