HomeCompareVTINX vs VIG

VTINX vs VIG: Dividend Comparison 2026

VTINX yields 4.50% · VIG yields 1.64%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $5.5K in total portfolio value
10 years
VTINX
VTINX
● Live price
4.50%
Share price
$13.73
Annual div
$0.62
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.8K
Annual income
$600.33
Full VTINX calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — VTINX vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVTINXVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VTINX + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VTINX pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTINX
Annual income on $10K today (after 15% tax)
$382.46/yr
After 10yr DRIP, annual income (after tax)
$510.28/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, VTINX beats the other by $358.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VTINX + VIG for your $10,000?

VTINX: 50%VIG: 50%
100% VIG50/50100% VTINX
Portfolio after 10yr
$29.6K
Annual income
$389.74/yr
Blended yield
1.32%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTINX buys
0
VIG buys
0
No recent congressional trades found for VTINX or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVTINXVIG
Forward yield4.50%1.64%
Annual dividend / share$0.62$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.8K$32.4K
Annual income after 10y$600.33$179.15
Total dividends collected$5.3K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VTINX vs VIG ($10,000, DRIP)

YearVTINX PortfolioVTINX Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$11,150$449.95$11,304$163.92$154.00VIG
2$12,399$468.87$12,759$166.33$360.00VIG
3$13,755$487.30$14,382$168.52$627.00VIG
4$15,223$505.19$16,192$170.52$969.00VIG
5$16,811$522.54$18,210$172.34$1.4KVIG
6$18,527$539.30$20,460$173.98$1.9KVIG
7$20,379$555.47$22,968$175.48$2.6KVIG
8$22,377$571.03$25,763$176.83$3.4KVIG
9$24,529$585.99$28,878$178.05$4.3KVIG
10$26,846$600.33$32,350$179.15$5.5KVIG

VTINX vs VIG: Complete Analysis 2026

VTINXStock

The Target Retirement Income Fund is designed for investors already in retirement. The fund seeks to provide current income and some capital appreciation by investing in Vanguard index funds. This fund’s allocation to stocks and bonds is the allocation that all Target Retirement Funds are expected to assume within seven years after their designated retirement dates. Investors in this fund should be willing to accept modest movement in share price and be able to tolerate the market risk that comes from the volatility of the stock and bond markets.

Full VTINX Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
📬

Get this VTINX vs VIG comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VTINX vs SCHDVTINX vs JEPIVTINX vs OVTINX vs KOVTINX vs MAINVTINX vs DGROVTINX vs NOBLVTINX vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.