Is VTIQ or SPHD a better dividend investment in 2026?

VTIQ currently yields 19.87% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: VTIQ offers higher current income.

What is the dividend yield difference between VTIQ and SPHD?

VTIQ has a forward dividend yield of 19.87% ($2.00/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 15.87 percentage points.

Home › Compare › VTIQ vs SPHD

VTIQ vs SPHD: Dividend Comparison 2026

VTIQ yields 19.87% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VTIQ wins by $44.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VTIQ

● Live price

19.87%

Share price

$10.07

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$72.4K

Annual income

$6,646.55

Full VTIQ calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — VTIQ vs SPHD

📍 VTIQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VTIQ	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VTIQ + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VTIQ pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTIQ

Annual income on $10K today (after 15% tax)

$1,689.02/yr

After 10yr DRIP, annual income (after tax)

$5,649.57/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, VTIQ beats the other by $4,885.26/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VTIQ + SPHD for your $10,000?

VTIQ: 50%SPHD: 50%

100% SPHD50/50100% VTIQ

Portfolio after 10yr

$50.2K

Annual income

$3,772.87/yr

Blended yield

7.51%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTIQ buys

SPHD buys

No recent congressional trades found for VTIQ or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVTIQSPHD

Forward yield	19.87% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$72.4K ✓	$28.0K
Annual income after 10y	$6,646.55 ✓	$899.19
Total dividends collected	$41.1K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VTIQ vs SPHD ($10,000, DRIP)

Year	VTIQ Portfolio	VTIQ Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$12,687	$1,987.08	$11,120	$420.00	+$1.6K → VTIQ
2	$15,931	$2,356.10	$12,357	$458.31	+$3.6K → VTIQ
3	$19,811	$2,765.03	$13,721	$499.76	+$6.1K → VTIQ
4	$24,412	$3,213.53	$15,227	$544.58	+$9.2K → VTIQ
5	$29,821	$3,700.68	$16,885	$593.02	+$12.9K → VTIQ
6	$36,134	$4,224.98	$18,713	$645.34	+$17.4K → VTIQ
7	$43,448	$4,784.40	$20,724	$701.81	+$22.7K → VTIQ
8	$51,865	$5,376.45	$22,938	$762.73	+$28.9K → VTIQ
9	$61,494	$5,998.23	$25,372	$828.41	+$36.1K → VTIQ
10	$72,445	$6,646.55	$28,047	$899.19	+$44.4K → VTIQ

VTIQ vs SPHD: Complete Analysis 2026

VTIQ — Stock

VectoIQ Acquisition Corp. II does not have significant operations. It focuses on effecting a merger, share exchange, asset acquisition, stock purchase, recapitalization, reorganization, or other similar business combination with one or more businesses. The company intends to focus its search on the industrial technology, transportation, and smart mobility industries. VectoIQ Acquisition Corp. II was incorporated in 2020 and is based in Mamaroneck, New York.

Full VTIQ Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.