Is VTLE or XYLD a better dividend investment in 2026?

VTLE currently yields 11.16% with a 5% 5-year dividend growth rate. XYLD yields 9.02% with 0.5% growth. The better choice depends on your goal: VTLE offers higher current income.

What is the dividend yield difference between VTLE and XYLD?

VTLE has a forward dividend yield of 11.16% ($2.00/share annually). XYLD yields 9.02% ($3.48/share annually). The yield gap is 2.14 percentage points.

Home › Compare › VTLE vs XYLD

VTLE vs XYLD: Dividend Comparison 2026

VTLE yields 11.16% · XYLD yields 9.02%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VTLE wins by $20.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VTLE

● Live price

11.16%

Share price

$17.92

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$41.8K

Annual income

$2,244.13

Full VTLE calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

9.02%

Share price

$38.60

Annual div

$3.48

5Y div CAGR

0.5%

Payout ratio

90%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.1K

Annual income

$2,363.75

Full XYLD calculator →

Portfolio growth — VTLE vs XYLD

📍 VTLE pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VTLE	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VTLE + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VTLE pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTLE

Annual income on $10K today (after 15% tax)

$948.66/yr

After 10yr DRIP, annual income (after tax)

$1,907.51/yr

XYLD

Annual income on $10K today (after 15% tax)

$766.32/yr

After 10yr DRIP, annual income (after tax)

$2,009.19/yr

At 15% tax rate, XYLD beats the other by $101.68/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VTLE + XYLD for your $10,000?

VTLE: 50%XYLD: 50%

100% XYLD50/50100% VTLE

Portfolio after 10yr

$31.5K

Annual income

$2,303.94/yr

Blended yield

7.32%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on VTLE right now

VTLE

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$26.50

+47.9% upside vs current

Range: $23.00 — $30.00

Altman Z

-0.8

Piotroski

6/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTLE buys

XYLD buys

No recent congressional trades found for VTLE or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVTLEXYLD

Forward yield	11.16% ✓	9.02%
Annual dividend / share	$2.00	$3.48 ✓
Payout ratio	50% ✓	90%
1-year div growth	0% ✓	-2.1%
5-year div CAGR	0%	0.5% ✓
Portfolio after 10y	$41.8K ✓	$21.1K
Annual income after 10y	$2,244.13	$2,363.75 ✓
Total dividends collected	$16.7K ✓	$15.0K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VTLE vs XYLD ($10,000, DRIP)

Year	VTLE Portfolio	VTLE Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,816	$1,116.07	$10,626	$906.06	+$1.2K → VTLE
2	$13,876	$1,232.48	$11,324	$995.47	+$2.6K → VTLE
3	$16,200	$1,352.63	$12,104	$1,096.88	+$4.1K → VTLE
4	$18,809	$1,475.86	$12,977	$1,212.21	+$5.8K → VTLE
5	$21,728	$1,601.52	$13,958	$1,343.80	+$7.8K → VTLE
6	$24,978	$1,728.96	$15,061	$1,494.40	+$9.9K → VTLE
7	$28,583	$1,857.54	$16,307	$1,667.30	+$12.3K → VTLE
8	$32,571	$1,986.65	$17,717	$1,866.48	+$14.9K → VTLE
9	$36,967	$2,115.69	$19,317	$2,096.71	+$17.6K → VTLE
10	$41,798	$2,244.13	$21,140	$2,363.75	+$20.7K → VTLE

VTLE vs XYLD: Complete Analysis 2026

VTLE — Stock

Vital Energy, Inc., an independent energy company, engages in the acquisition, exploration, and development of oil and natural gas properties in the Permian Basin of West Texas, the United States. The company was formerly known as Laredo Petroleum, Inc. and changed its name to Vital Energy, Inc. in January 2023. Vital Energy, Inc. was founded in 2006 and is headquartered in Tulsa, Oklahoma.

Full VTLE Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.