Is VTMLF or QYLD a better dividend investment in 2026?

VTMLF currently yields 465.12% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: VTMLF offers higher current income.

What is the dividend yield difference between VTMLF and QYLD?

VTMLF has a forward dividend yield of 465.12% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 453.20 percentage points.

Home › Compare › VTMLF vs QYLD

VTMLF vs QYLD: Dividend Comparison 2026

VTMLF yields 465.12% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VTMLF wins by $35260.45M in total portfolio value

INVESTMENT

TIME HORIZON10 years

VTMLF

● Live price

465.12%

Share price

$0.43

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35260.48M

Annual income

$24,780,059,848.68

Full VTMLF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — VTMLF vs QYLD

📍 VTMLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VTMLF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VTMLF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

VTMLF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTMLF

Annual income on $10K today (after 15% tax)

$39,534.88/yr

After 10yr DRIP, annual income (after tax)

$21,063,050,871.38/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, VTMLF beats the other by $21,063,046,060.96/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VTMLF + QYLD for your $10,000?

VTMLF: 50%QYLD: 50%

100% QYLD50/50100% VTMLF

Portfolio after 10yr

$17630.25M

Annual income

$12,390,032,754.00/yr

Blended yield

70.28%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTMLF buys

QYLD buys

No recent congressional trades found for VTMLF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVTMLFQYLD

Forward yield	465.12% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$35260.48M ✓	$25.4K
Annual income after 10y	$24,780,059,848.68 ✓	$5,659.31
Total dividends collected	$34333.38M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VTMLF vs QYLD ($10,000, DRIP)

Year	VTMLF Portfolio	VTMLF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$57,212	$46,511.63	$10,352	$1,192.36	+$46.9K → VTMLF
2	$309,909	$248,692.14	$10,830	$1,347.57	+$299.1K → VTMLF
3	$1,590,608	$1,259,005.40	$11,460	$1,539.07	+$1.58M → VTMLF
4	$7,741,065	$6,039,114.42	$12,275	$1,777.84	+$7.73M → VTMLF
5	$35,750,944	$27,468,005.00	$13,323	$2,078.95	+$35.74M → VTMLF
6	$156,811,320	$118,557,809.37	$14,667	$2,463.34	+$156.80M → VTMLF
7	$653,788,128	$486,000,015.63	$16,396	$2,960.57	+$653.77M → VTMLF
8	$2,593,257,425	$1,893,704,128.62	$18,631	$3,612.97	+$2593.24M → VTMLF
9	$9,794,782,802	$7,019,997,357.51	$21,548	$4,482.15	+$9794.76M → VTMLF
10	$35,260,477,447	$24,780,059,848.68	$25,398	$5,659.31	+$35260.45M → VTMLF

VTMLF vs QYLD: Complete Analysis 2026

VTMLF — Stock

Critica Limited engages in the exploration and development of mineral resources in Australia. It explores for thorium, uranium, zinc, bismuth, antimony, copper, gold, nickel, tin, and tungsten, as well as platinum grade and rare earth elements. The company's flagship project is the 100% owned the Jupiter and the Brothers project located in east of the port at Geraldton in Western Australia. It also holds interests in the Golden Grove North, Kulin, and South West projects located in Western Australia; and the Livingstone DSO Hematite and Mount Lindsay projects located in North West Tasmania. The company was formerly known as Venture Minerals Limited and changed its name to Critica Limited in September 2024. Critica Limited was incorporated in 2006 and is based in West Perth, Australia.

Full VTMLF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.