HomeCompareVTMNX vs XYLD

VTMNX vs XYLD: Dividend Comparison 2026

VTMNX yields 2.94% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $1.2K in total portfolio value· pulled ahead in Year 8
10 years
VTMNX
VTMNX
● Live price
2.94%
Share price
$20.56
Annual div
$0.60
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.1K
Annual income
$355.08
Full VTMNX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VTMNX vs XYLD

📍 XYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVTMNXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VTMNX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VTMNX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTMNX
Annual income on $10K today (after 15% tax)
$249.75/yr
After 10yr DRIP, annual income (after tax)
$301.82/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,434.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VTMNX + XYLD for your $10,000?

VTMNX: 50%XYLD: 50%
100% XYLD50/50100% VTMNX
Portfolio after 10yr
$24.7K
Annual income
$1,787.05/yr
Blended yield
7.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTMNX buys
0
XYLD buys
0
No recent congressional trades found for VTMNX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVTMNXXYLD
Forward yield2.94%10.98%
Annual dividend / share$0.60$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.1K$25.3K
Annual income after 10y$355.08$3,219.02
Total dividends collected$3.3K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VTMNX vs XYLD ($10,000, DRIP)

YearVTMNX PortfolioVTMNX Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,994$293.82$10,818$1,098.39+$176.00VTMNX
2$12,065$301.89$11,738$1,222.51+$327.00VTMNX
3$13,219$309.64$12,774$1,364.64+$445.00VTMNX
4$14,462$317.07$13,944$1,527.86+$518.00VTMNX
5$15,798$324.17$15,270$1,715.87+$528.00VTMNX
6$17,235$330.96$16,775$1,933.09+$460.00VTMNX
7$18,779$337.44$18,490$2,184.87+$289.00VTMNX
8← crossover$20,437$343.62$20,450$2,477.63$13.00XYLD
9$22,217$349.49$22,697$2,819.19$480.00XYLD
10$24,128$355.08$25,280$3,219.02$1.2KXYLD

VTMNX vs XYLD: Complete Analysis 2026

VTMNXStock

This index fund provides investors low-cost, diversified exposure to large-, mid-, and small-capitalization companies in developed markets outside of the United States. Since its focus is on non-U.S. stocks, the fund can be more volatile than a domestic fund. In addition to stock market risk, the fund is also subject to currency risk and because the fund may invest a large portion of its assets in securities of companies located in any one country or region, its performance may be hurt disproportionately by the poor performance of its investments in that area. Long-term investors may wish to consider this fund as a complement to a well-balanced domestic equity portfolio.

Full VTMNX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.