HomeCompareVTMSX vs JEPQ

VTMSX vs JEPQ: Dividend Comparison 2026

VTMSX yields 1.30% · JEPQ yields 11.10%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $23.3K in total portfolio value
10 years
VTMSX
VTMSX
● Live price
1.30%
Share price
$101.50
Annual div
$1.31
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$140.89
Full VTMSX calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — VTMSX vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVTMSXJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VTMSX + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VTMSX pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTMSX
Annual income on $10K today (after 15% tax)
$110.11/yr
After 10yr DRIP, annual income (after tax)
$119.76/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, JEPQ beats the other by $1,709.95/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VTMSX + JEPQ for your $10,000?

VTMSX: 50%JEPQ: 50%
100% JEPQ50/50100% VTMSX
Portfolio after 10yr
$33.2K
Annual income
$1,146.73/yr
Blended yield
3.46%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTMSX buys
0
JEPQ buys
0
No recent congressional trades found for VTMSX or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVTMSXJEPQ
Forward yield1.30%11.10%
Annual dividend / share$1.31$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.5K$44.8K
Annual income after 10y$140.89$2,152.59
Total dividends collected$1.4K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VTMSX vs JEPQ ($10,000, DRIP)

YearVTMSX PortfolioVTMSX Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$10,830$129.54$11,930$1,110.39$1.1KJEPQ
2$11,719$131.11$14,133$1,224.34$2.4KJEPQ
3$12,672$132.59$16,632$1,340.46$4.0KJEPQ
4$13,693$133.99$19,454$1,457.97$5.8KJEPQ
5$14,786$135.31$22,626$1,576.08$7.8KJEPQ
6$15,958$136.56$26,175$1,694.09$10.2KJEPQ
7$17,213$137.74$30,133$1,811.32$12.9KJEPQ
8$18,557$138.85$34,531$1,927.17$16.0KJEPQ
9$19,995$139.90$39,403$2,041.08$19.4KJEPQ
10$21,536$140.89$44,787$2,152.59$23.3KJEPQ

VTMSX vs JEPQ: Complete Analysis 2026

VTMSXStock

As part of Vanguard’s series of tax-managed investments, this fund offers investors exposure to small-capitalization stocks. Its unique, index-oriented approach attempts to track the benchmark, while keeping taxable gains to a minimum. One of the fund’s risks is its focus on small-cap companies, which can be a volatile segment of the market. Investors in higher tax brackets who have an investment time horizon of five years or longer and a high tolerance for risk may wish to consider this fund complementary to a well-balanced portfolio. Please note: It is possible that the fund will not meet its objective of being tax-efficient.

Full VTMSX Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.