Is VTMTF or FCPT a better dividend investment in 2026?

VTMTF currently yields 3.29% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between VTMTF and FCPT?

VTMTF has a forward dividend yield of 3.29% ($0.03/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 2.76 percentage points.

Home › Compare › VTMTF vs FCPT

VTMTF vs FCPT: Dividend Comparison 2026

VTMTF yields 3.29% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VTMTF wins by $28.6K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

VTMTF

● Live price

3.29%

Share price

$0.83

Annual div

$0.03

5Y div CAGR

35.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$77.7K

Annual income

$20,224.81

Full VTMTF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — VTMTF vs FCPT

📍 VTMTF pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VTMTF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, VTMTF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VTMTF pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTMTF

Annual income on $10K today (after 15% tax)

$280.02/yr

After 10yr DRIP, annual income (after tax)

$17,191.09/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, VTMTF beats the other by $12,282.10/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VTMTF + FCPT for your $10,000?

VTMTF: 50%FCPT: 50%

100% FCPT50/50100% VTMTF

Portfolio after 10yr

$63.4K

Annual income

$13,000.04/yr

Blended yield

20.51%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

VTMTF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

6.8

Piotroski

6/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTMTF buys

FCPT buys

No recent congressional trades found for VTMTF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVTMTFFCPT

Forward yield	3.29%	6.05% ✓
Annual dividend / share	$0.03	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	35.6% ✓	15.8%
Portfolio after 10y	$77.7K ✓	$49.1K
Annual income after 10y	$20,224.81 ✓	$5,775.28
Total dividends collected	$51.5K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT
Analyst consensus	Buy	Hold

Year-by-year: VTMTF vs FCPT ($10,000, DRIP)

Year	VTMTF Portfolio	VTMTF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,147	$446.72	$11,401	$700.92	$254.00 → FCPT
2	$12,558	$631.04	$13,064	$864.84	$506.00 → FCPT
3	$14,338	$900.96	$15,051	$1,072.48	$713.00 → FCPT
4	$16,645	$1,303.61	$17,442	$1,337.22	$797.00 → FCPT
5	$19,728	$1,917.90	$20,340	$1,677.08	$612.00 → FCPT
6← crossover	$23,990	$2,880.73	$23,880	$2,116.57	+$110.00 → VTMTF
7	$30,109	$4,439.34	$28,241	$2,689.36	+$1.9K → VTMTF
8	$39,277	$7,060.82	$33,660	$3,442.07	+$5.6K → VTMTF
9	$53,699	$11,672.90	$40,456	$4,439.95	+$13.2K → VTMTF
10	$77,683	$20,224.81	$49,063	$5,775.28	+$28.6K → VTMTF

VTMTF vs FCPT: Complete Analysis 2026

VTMTF — Stock

Vertu Motors plc operates as an automotive retailer in the United Kingdom. The company sells new and used cars and motorcycles, motability cars, and commercial vehicles, as well as provides related aftersales services. It operates 150 chain of franchised dealerships offering sales, service, parts, and bodyshop facilities for new and used cars, and commercial vehicles under the Bristol Street Motors, Macklin Motors, and Vertu Motors. The company's franchise dealerships include Audi, BMW, Honda, Jaguar, jeep, Kia, Land Rover, Mercedes-Benz, Mercedes-AMG, MINI, smart, Toyota, Volkswagen, Citroen, CUPRA, Dacia, DS, Ford, Hyundai, Mazda, MG, Nissan, Peugeot, Renault, SEAT, SKÖDA, and Vauxhall. In addition, it operates as a pension scheme trustee; and provides vehicle financing and related insurance products. Further, the company is involved in the online van and parts retailing; and online advertising businesses. It operates through a network of 160 sales and aftersales outlets in 121 locations. Vertu Motors plc was incorporated in 2006 and is headquartered in Gateshead, the United Kingdom.

Full VTMTF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

📬

Get this VTMTF vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VTMTF vs SCHD VTMTF vs JEPI VTMTF vs O VTMTF vs KO VTMTF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.