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VTPSX vs SCHD: Dividend Comparison 2026

VTPSX yields 3.07% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $4.7K in total portfolio value
10 years
VTPSX
VTPSX
● Live price
3.07%
Share price
$160.30
Annual div
$4.92
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$373.95
Full VTPSX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VTPSX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVTPSXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VTPSX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VTPSX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTPSX
Annual income on $10K today (after 15% tax)
$260.84/yr
After 10yr DRIP, annual income (after tax)
$317.86/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $44.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VTPSX + SCHD for your $10,000?

VTPSX: 50%SCHD: 50%
100% SCHD50/50100% VTPSX
Portfolio after 10yr
$26.7K
Annual income
$399.95/yr
Blended yield
1.50%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTPSX buys
0
SCHD buys
0
No recent congressional trades found for VTPSX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVTPSXSCHD
Forward yield3.07%3.46%
Annual dividend / share$4.92$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.3K$29.0K
Annual income after 10y$373.95$425.95
Total dividends collected$3.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VTPSX vs SCHD ($10,000, DRIP)

YearVTPSX PortfolioVTPSX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,007$306.87$11,226$346.36$219.00SCHD
2$12,093$315.68$12,572$357.38$479.00SCHD
3$13,264$324.14$14,046$367.84$782.00SCHD
4$14,524$332.26$15,660$377.73$1.1KSCHD
5$15,881$340.04$17,425$387.07$1.5KSCHD
6$17,340$347.48$19,354$395.86$2.0KSCHD
7$18,909$354.58$21,461$404.13$2.6KSCHD
8$20,594$361.36$23,762$411.89$3.2KSCHD
9$22,403$367.81$26,272$419.15$3.9KSCHD
10$24,345$373.95$29,010$425.95$4.7KSCHD

VTPSX vs SCHD: Complete Analysis 2026

VTPSXStock

This fund offers investors a low cost way to gain equity exposure to both developed and emerging international economies. The fund tracks stock markets all over the globe, with the exception of the United States. Because it invests in non-U.S. stocks, including those in developed and emerging markets, the fund can be more volatile than a domestic fund. Long-term investors who want to add a diversified international equity position to their portfolio might want to consider this fund as an option.

Full VTPSX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.