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VTRU vs XYLD: Dividend Comparison 2026

VTRU yields 22.05% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VTRU wins by $57.5K in total portfolio value
10 years
VTRU
VTRU
● Live price
22.05%
Share price
$9.07
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$82.7K
Annual income
$8,340.12
Full VTRU calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VTRU vs XYLD

📍 VTRU pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVTRUXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VTRU + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VTRU pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTRU
Annual income on $10K today (after 15% tax)
$1,874.31/yr
After 10yr DRIP, annual income (after tax)
$7,089.10/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, VTRU beats the other by $4,352.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VTRU + XYLD for your $10,000?

VTRU: 50%XYLD: 50%
100% XYLD50/50100% VTRU
Portfolio after 10yr
$54.0K
Annual income
$5,779.57/yr
Blended yield
10.70%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on VTRU right now

VTRU
Analyst Ratings
3
Buy
1
Hold
Consensus: Buy
Altman Z
0.9
Piotroski
6/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTRU buys
0
XYLD buys
0
No recent congressional trades found for VTRU or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVTRUXYLD
Forward yield22.05%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$82.7K$25.3K
Annual income after 10y$8,340.12$3,219.02
Total dividends collected$49.4K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VTRU vs XYLD ($10,000, DRIP)

YearVTRU PortfolioVTRU Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,905$2,205.07$10,818$1,098.39+$2.1KVTRU
2$16,468$2,659.50$11,738$1,222.51+$4.7KVTRU
3$20,792$3,171.71$12,774$1,364.64+$8.0KVTRU
4$25,990$3,742.62$13,944$1,527.86+$12.0KVTRU
5$32,182$4,372.22$15,270$1,715.87+$16.9KVTRU
6$39,494$5,059.61$16,775$1,933.09+$22.7KVTRU
7$48,062$5,803.04$18,490$2,184.87+$29.6KVTRU
8$58,026$6,599.92$20,450$2,477.63+$37.6KVTRU
9$69,535$7,446.93$22,697$2,819.19+$46.8KVTRU
10$82,743$8,340.12$25,280$3,219.02+$57.5KVTRU

VTRU vs XYLD: Complete Analysis 2026

VTRUStock

Vitru Limited, together with its subsidiaries, operates as a distance learning education company in the postsecondary digital education market in Brazil. It operates through three segments: Digital Education Undergraduate Courses, Continuing Education Courses, and On-Campus Undergraduate Courses. The company offers digital education undergraduate courses in hybrid methodology, which consists of weekly in-person meetings with on-site tutors. Its courses primarily comprise pedagogy, business administration, accounting, physical education, engineering, vocational education, and health-related courses. The company also offers continuing education courses primarily in pedagogy, finance, and business, as well as in other subjects, such as law, engineering, IT, and health-related courses through hybrid model, online, and on-campus. In addition, it operates 8 campuses that provides traditional on campus undergraduate courses, including business administration, accounting, physical education, engineering, law, and health-related courses. Vitru Limited was founded in 2014 and is headquartered in Florianópolis, Brazil.

Full VTRU Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.