HomeCompareVTTHX vs SPHD

VTTHX vs SPHD: Dividend Comparison 2026

VTTHX yields 3.05% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $2.2K in total portfolio value
10 years
VTTHX
VTTHX
● Live price
3.05%
Share price
$26.54
Annual div
$0.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$371.01
Full VTTHX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — VTTHX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVTTHXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VTTHX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VTTHX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTTHX
Annual income on $10K today (after 15% tax)
$259.13/yr
After 10yr DRIP, annual income (after tax)
$315.36/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $170.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VTTHX + SPHD for your $10,000?

VTTHX: 50%SPHD: 50%
100% SPHD50/50100% VTTHX
Portfolio after 10yr
$25.4K
Annual income
$471.17/yr
Blended yield
1.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTTHX buys
0
SPHD buys
0
No recent congressional trades found for VTTHX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVTTHXSPHD
Forward yield3.05%4.33%
Annual dividend / share$0.81$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.3K$26.5K
Annual income after 10y$371.01$571.32
Total dividends collected$3.4K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VTTHX vs SPHD ($10,000, DRIP)

YearVTTHX PortfolioVTTHX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,005$304.86$11,133$432.85$128.00SPHD
2$12,089$313.54$12,363$450.36$274.00SPHD
3$13,257$321.89$13,695$467.39$438.00SPHD
4$14,515$329.90$15,138$483.90$623.00SPHD
5$15,868$337.57$16,697$499.88$829.00SPHD
6$17,324$344.91$18,382$515.31$1.1KSPHD
7$18,889$351.92$20,198$530.17$1.3KSPHD
8$20,569$358.60$22,157$544.46$1.6KSPHD
9$22,374$364.96$24,266$558.18$1.9KSPHD
10$24,311$371.01$26,536$571.32$2.2KSPHD

VTTHX vs SPHD: Complete Analysis 2026

VTTHXStock

Vanguard Target Retirement Funds offer a diversified portfolio within a single fund that adjusts its underlying asset mix over time. The funds provide broad diversification while incrementally decreasing exposure to stocks and increasing exposure to bonds as each fund’s target retirement date approaches. The funds continue to adjust for approximately seven years after that date until their allocations match that of the Target Retirement Income Fund. Investors in the funds should be able to tolerate the risks that come from the volatility of the stock and bond markets. You may wish to consider this fund if you’re planning to retire between 2033 and 2037.

Full VTTHX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.