Is VTWRF or RYLD a better dividend investment in 2026?

VTWRF currently yields 3.22% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between VTWRF and RYLD?

VTWRF has a forward dividend yield of 3.22% ($1.29/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.92 percentage points.

Home › Compare › VTWRF vs RYLD

VTWRF vs RYLD: Dividend Comparison 2026

VTWRF yields 3.22% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $19.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VTWRF

● Live price

3.22%

Share price

$40.06

Annual div

$1.29

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.6K

Annual income

$396.62

Full VTWRF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — VTWRF vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VTWRF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VTWRF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VTWRF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VTWRF

Annual income on $10K today (after 15% tax)

$273.95/yr

After 10yr DRIP, annual income (after tax)

$337.13/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,862.12/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VTWRF + RYLD for your $10,000?

VTWRF: 50%RYLD: 50%

100% RYLD50/50100% VTWRF

Portfolio after 10yr

$34.6K

Annual income

$1,491.98/yr

Blended yield

4.32%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VTWRF buys

RYLD buys

No recent congressional trades found for VTWRF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVTWRFRYLD

Forward yield	3.22%	12.14% ✓
Annual dividend / share	$1.29	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.6K	$44.5K ✓
Annual income after 10y	$396.62	$2,587.35 ✓
Total dividends collected	$3.6K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VTWRF vs RYLD ($10,000, DRIP)

Year	VTWRF Portfolio	VTWRF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,022	$322.30	$11,914	$1,213.65	$892.00 → RYLD
2	$12,126	$332.01	$14,099	$1,351.30	$2.0K → RYLD
3	$13,316	$341.35	$16,580	$1,494.55	$3.3K → RYLD
4	$14,598	$350.33	$19,384	$1,642.61	$4.8K → RYLD
5	$15,979	$358.95	$22,535	$1,794.70	$6.6K → RYLD
6	$17,465	$367.20	$26,063	$1,950.00	$8.6K → RYLD
7	$19,063	$375.08	$29,995	$2,107.69	$10.9K → RYLD
8	$20,780	$382.61	$34,361	$2,266.99	$13.6K → RYLD
9	$22,624	$389.79	$39,194	$2,427.12	$16.6K → RYLD
10	$24,604	$396.62	$44,525	$2,587.35	$19.9K → RYLD

VTWRF vs RYLD: Complete Analysis 2026

VTWRF — Stock

Vantage Towers AG, a tower infrastructure company, engages in the acquisition, leasing, construction, maintenance, and management of passive network infrastructure for mobile communications in Germany, Spain, Greece, and other European Markets. Its product portfolio includes towers, masts, rooftop sites, distributed antenna systems, and small cells. The company also provides colocation, built-to-suit, energy, and transmission services. In addition, it offers various services ranging from site operation and maintenance to fibre-to-the-site, energy services, and power supply management. The company serves mobile network operators, federal agencies, and customers from utilities and technology sectors. Vantage Towers AG was founded in 2019 and is headquartered in Düsseldorf, Germany. Vantage Towers AG is a subsidiary of Vodafone GmbH.

Full VTWRF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.