HomeCompareVUBFX vs SCHD

VUBFX vs SCHD: Dividend Comparison 2026

VUBFX yields 4.12% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.8K in total portfolio value
10 years
VUBFX
VUBFX
● Live price
4.12%
Share price
$10.03
Annual div
$0.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$537.44
Full VUBFX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VUBFX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVUBFXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VUBFX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VUBFX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VUBFX
Annual income on $10K today (after 15% tax)
$350.59/yr
After 10yr DRIP, annual income (after tax)
$456.82/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, VUBFX beats the other by $94.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VUBFX + SCHD for your $10,000?

VUBFX: 50%SCHD: 50%
100% SCHD50/50100% VUBFX
Portfolio after 10yr
$27.6K
Annual income
$481.69/yr
Blended yield
1.75%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VUBFX buys
0
SCHD buys
0
No recent congressional trades found for VUBFX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVUBFXSCHD
Forward yield4.12%3.46%
Annual dividend / share$0.41$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.2K$29.0K
Annual income after 10y$537.44$425.95
Total dividends collected$4.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VUBFX vs SCHD ($10,000, DRIP)

YearVUBFX PortfolioVUBFX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,112$412.46$11,226$346.36$114.00SCHD
2$12,319$428.36$12,572$357.38$253.00SCHD
3$13,625$443.79$14,046$367.84$421.00SCHD
4$15,037$458.74$15,660$377.73$623.00SCHD
5$16,563$473.17$17,425$387.07$862.00SCHD
6$18,210$487.09$19,354$395.86$1.1KSCHD
7$19,985$500.47$21,461$404.13$1.5KSCHD
8$21,897$513.33$23,762$411.89$1.9KSCHD
9$23,955$525.65$26,272$419.15$2.3KSCHD
10$26,170$537.44$29,010$425.95$2.8KSCHD

VUBFX vs SCHD: Complete Analysis 2026

VUBFXStock

The fund’s investment objective is to seek to provide current income while maintaining limited price volatility. The fund invests in a diversified portfolio of high-quality and, to a lesser extent, medium-quality fixed income securities. The fund is expected to maintain a dollar-weighted average maturity of 0 to 2 years. Under normal circumstances, the fund will invest at least 80% of its assets in fixed income securities. The fund is designed to give investors low-cost exposure to money market instruments and short-term high-quality bonds, including asset-backed, government, and investment-grade corporate securities. Although short-term bond funds tend to have a higher yield than money market funds, their share price fluctuates. Because the Ultra-Short-Term Bond Fund will subject investors to principal risk, the fund shouldn’t be viewed as a substitute for a money market fund. Additionally, increases in interest rates can cause the prices of the bonds in the portfolio, and thus the fund’s share price, to decrease.The Ultra-Short-Term Bond Fund is a stand alone product and is separate and distinct from the Vanguard Ultra-Short Bond ETF (VUSB). Differences in scale, certain investment processes, and underlying holdings are expected to produce different investment returns by the funds.

Full VUBFX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.