Is VUPPF or XYLD a better dividend investment in 2026?

VUPPF currently yields 5.21% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between VUPPF and XYLD?

VUPPF has a forward dividend yield of 5.21% ($5.70/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.77 percentage points.

Home › Compare › VUPPF vs XYLD

VUPPF vs XYLD: Dividend Comparison 2026

VUPPF yields 5.21% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $365.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

VUPPF

● Live price

5.21%

Share price

$109.49

Annual div

$5.70

5Y div CAGR

-8.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.9K

Annual income

$259.73

Full VUPPF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — VUPPF vs XYLD

📍 XYLD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VUPPF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VUPPF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VUPPF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VUPPF

Annual income on $10K today (after 15% tax)

$442.51/yr

After 10yr DRIP, annual income (after tax)

$220.77/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,515.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VUPPF + XYLD for your $10,000?

VUPPF: 50%XYLD: 50%

100% XYLD50/50100% VUPPF

Portfolio after 10yr

$25.1K

Annual income

$1,739.38/yr

Blended yield

6.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VUPPF buys

XYLD buys

No recent congressional trades found for VUPPF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVUPPFXYLD

Forward yield	5.21%	10.98% ✓
Annual dividend / share	$5.70 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-8.8%	0% ✓
Portfolio after 10y	$24.9K	$25.3K ✓
Annual income after 10y	$259.73	$3,219.02 ✓
Total dividends collected	$3.7K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VUPPF vs XYLD ($10,000, DRIP)

Year	VUPPF Portfolio	VUPPF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,175	$474.78	$10,818	$1,098.39	+$357.00 → VUPPF
2	$12,409	$452.22	$11,738	$1,222.51	+$671.00 → VUPPF
3	$13,706	$428.02	$12,774	$1,364.64	+$932.00 → VUPPF
4	$15,068	$402.94	$13,944	$1,527.86	+$1.1K → VUPPF
5	$16,501	$377.57	$15,270	$1,715.87	+$1.2K → VUPPF
6	$18,008	$352.41	$16,775	$1,933.09	+$1.2K → VUPPF
7	$19,596	$327.81	$18,490	$2,184.87	+$1.1K → VUPPF
8	$21,272	$304.05	$20,450	$2,477.63	+$822.00 → VUPPF
9	$23,043	$281.32	$22,697	$2,819.19	+$346.00 → VUPPF
10← crossover	$24,915	$259.73	$25,280	$3,219.02	$365.00 → XYLD

VUPPF vs XYLD: Complete Analysis 2026

VUPPF — Stock

VP Bank AG, together with its subsidiaries, provides asset management and investment consulting services for private and institutional investors in Liechtenstein, rest of Europe, and internationally. The company offers wealth management and planning services; personal, foreign currency, vested benefits, current, and savings accounts; bank cards for card payments and cash withdrawals; e-banking and e-post services; and transaction slips, account statements, and interest statements. It also provides Lombard loan, such as fixed advance/fixed interest loan and overdraft facility; and real estate financing services, which include fixed-rate mortgage, forward fixed-rate mortgage, money market mortgage, and construction loans, as well as services related to external asset managers, and trustees and lawyer; business financing services comprising fixed adavnces, loans, and current account overdrafts. In addition, the company offers e-banking, investment advisory, custodian bank, and private label fund services. VP Bank AG was founded in 1956 and is headquartered in Vaduz, Liechtenstein.

Full VUPPF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.