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VUSUX vs SCHD: Dividend Comparison 2026

VUSUX yields 4.11% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.8K in total portfolio value
10 years
VUSUX
VUSUX
● Live price
4.11%
Share price
$7.88
Annual div
$0.32
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$534.76
Full VUSUX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — VUSUX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVUSUXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VUSUX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VUSUX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VUSUX
Annual income on $10K today (after 15% tax)
$349.20/yr
After 10yr DRIP, annual income (after tax)
$454.55/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, VUSUX beats the other by $95.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VUSUX + SCHD for your $10,000?

VUSUX: 50%SCHD: 50%
100% SCHD50/50100% VUSUX
Portfolio after 10yr
$27.6K
Annual income
$478.68/yr
Blended yield
1.74%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VUSUX buys
0
SCHD buys
0
No recent congressional trades found for VUSUX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVUSUXSCHD
Forward yield4.11%3.44%
Annual dividend / share$0.32$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.1K$29.0K
Annual income after 10y$534.76$422.61
Total dividends collected$4.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VUSUX vs SCHD ($10,000, DRIP)

YearVUSUX PortfolioVUSUX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,111$410.82$11,224$344.10$113.00SCHD
2$12,315$426.60$12,567$354.98$252.00SCHD
3$13,619$441.91$14,038$365.30$419.00SCHD
4$15,029$456.73$15,648$375.06$619.00SCHD
5$16,552$471.04$17,410$384.27$858.00SCHD
6$18,196$484.84$19,335$392.95$1.1KSCHD
7$19,968$498.11$21,437$401.10$1.5KSCHD
8$21,876$510.85$23,733$408.75$1.9KSCHD
9$23,931$523.07$26,237$415.91$2.3KSCHD
10$26,141$534.76$28,968$422.61$2.8KSCHD

VUSUX vs SCHD: Complete Analysis 2026

VUSUXStock

This fund at a minimum invests 80% of the assets in debt issued directly by the government in the form of Treasury bills, notes or bonds (including inflation-protected securities) and may invest in other securities including, but not limited to debt issued by federal agencies that are sponsored, guaranteed, or owned by the federal government.. A key risk of the fund is the fact that changes in interest rates, both up and down, can affect the fund by resulting in lower bond prices or an eventual decrease in income for the fund. Investors who are looking for a fund that seeks to provide interest income and are able to tolerate significant interest rate risk may wish to consider this fund.

Full VUSUX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.