Is VWAPY or VYM a better dividend investment in 2026?

VWAPY currently yields 7.33% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: VWAPY offers higher current income.

What is the dividend yield difference between VWAPY and VYM?

VWAPY has a forward dividend yield of 7.33% ($0.72/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 4.92 percentage points.

Home › Compare › VWAPY vs VYM

VWAPY vs VYM: Dividend Comparison 2026

VWAPY yields 7.33% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VWAPY wins by $1.82M in total portfolio value

INVESTMENT

TIME HORIZON10 years

VWAPY

● Live price

7.33%

Share price

$9.81

Annual div

$0.72

5Y div CAGR

48.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.85M

Annual income

$1,212,056.38

Full VWAPY calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — VWAPY vs VYM

📍 VWAPY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VWAPY	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, VWAPY + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VWAPY pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VWAPY

Annual income on $10K today (after 15% tax)

$623.45/yr

After 10yr DRIP, annual income (after tax)

$1,030,247.92/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, VWAPY beats the other by $1,030,011.16/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VWAPY + VYM for your $10,000?

VWAPY: 50%VYM: 50%

100% VYM50/50100% VWAPY

Portfolio after 10yr

$938.0K

Annual income

$606,167.46/yr

Blended yield

64.62%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VWAPY buys

VYM buys

No recent congressional trades found for VWAPY or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVWAPYVYM

Forward yield	7.33% ✓	2.41%
Annual dividend / share	$0.72	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	48.2% ✓	0%
Portfolio after 10y	$1.85M	$27.8K ✓
Annual income after 10y	$1,212,056.38 ✓	$278.55
Total dividends collected	$1.76M	$2.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VWAPY vs VYM ($10,000, DRIP)

Year	VWAPY Portfolio	VWAPY Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,787	$1,087.00	$11,151	$241.44	+$636.00 → VWAPY
2	$14,387	$1,774.58	$12,413	$246.79	+$2.0K → VWAPY
3	$18,394	$2,999.97	$13,794	$251.79	+$4.6K → VWAPY
4	$24,994	$5,312.40	$15,306	$256.47	+$9.7K → VWAPY
5	$36,741	$9,998.06	$16,960	$260.84	+$19.8K → VWAPY
6	$59,670	$20,356.56	$18,768	$264.92	+$40.9K → VWAPY
7	$109,636	$45,789.80	$20,745	$268.71	+$88.9K → VWAPY
8	$233,840	$116,528.97	$22,905	$272.24	+$210.9K → VWAPY
9	$594,449	$344,240.67	$25,265	$275.51	+$569.2K → VWAPY
10	$1,848,117	$1,212,056.38	$27,842	$278.55	+$1.82M → VWAPY

VWAPY vs VYM: Complete Analysis 2026

VWAPY — Stock

Volkswagen AG manufactures and sells automobiles primarily in Europe, North America, South America, and the Asia-Pacific. The company operates in four segments: Passenger Cars and Light Commercial Vehicles, Commercial Vehicles, Power Engineering, and Financial Services. The Passenger Cars and Light Commercial Vehicles segment develops vehicles, engines, and vehicle software; and light commercial vehicles; and produces and sells passenger cars and related parts. The Commercial Vehicles segment develops, produces, and sells trucks and buses; and offers parts and related services. The Power Engineering segment offers large-bore diesel engines, turbomachinery, and propulsion components. The Financial Services segment provides dealer and customer financing, leasing, banking and insurance, fleet management, and mobility services. The company also offers motorcycles. It provides its products under the Volkswagen Passenger Cars, Audi, KODA, SEAT, Bentley, Porsche, Volkswagen Commercial Vehicles, Scania, MAN, Lamborghini, Ducati, and Bugatti brands. Volkswagen AG was founded in 1937 and is based in Wolfsburg, Germany. Volkswagen AG operates as a subsidiary of Porsche Automobil Holding SE.

Full VWAPY Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this VWAPY vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VWAPY vs SCHD VWAPY vs JEPI VWAPY vs O VWAPY vs KO VWAPY vs MAIN VWAPY vs VIG VWAPY vs DGRO VWAPY vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.