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VWI vs RYLD: Dividend Comparison 2026

VWI yields 0.51% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $7.7K in total portfolio value
10 years
VWI
VWI
● Live price
0.51%
Share price
$27.36
Annual div
$0.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$52.91
Full VWI calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — VWI vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVWIRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VWI + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VWI pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VWI
Annual income on $10K today (after 15% tax)
$43.50/yr
After 10yr DRIP, annual income (after tax)
$44.97/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $719.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VWI + RYLD for your $10,000?

VWI: 50%RYLD: 50%
100% RYLD50/50100% VWI
Portfolio after 10yr
$24.2K
Annual income
$476.06/yr
Blended yield
1.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VWI buys
0
RYLD buys
0
No recent congressional trades found for VWI or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVWIRYLD
Forward yield0.51%4.00% ✓
Annual dividend / share$0.14$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$20.4K$28.0K ✓
Annual income after 10y$52.91$899.19 ✓
Total dividends collected$521.00 ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VWI vs RYLD ($10,000, DRIP)

YearVWI PortfolioVWI Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,751$51.18$11,120$420.00$369.00 → RYLD
2$11,555$51.42$12,357$458.31$802.00 → RYLD
3$12,416$51.65$13,721$499.76$1.3K → RYLD
4$13,337$51.87$15,227$544.58$1.9K → RYLD
5$14,322$52.07$16,885$593.02$2.6K → RYLD
6$15,377$52.26$18,713$645.34$3.3K → RYLD
7$16,506$52.44$20,724$701.81$4.2K → RYLD
8$17,714$52.61$22,938$762.73$5.2K → RYLD
9$19,007$52.76$25,372$828.41$6.4K → RYLD
10$20,390$52.91$28,047$899.19$7.7K → RYLD

VWI vs RYLD: Complete Analysis 2026

VWI — Stock

The fund is an exchange-traded fund (“ETF”) that uses a “passive management” (or indexing) investment approach to track the performance, before fees and expenses, of the index. The fund primarily invests in securities comprising the index.

Full VWI Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.