HomeCompareVWIAX vs XYLD

VWIAX vs XYLD: Dividend Comparison 2026

VWIAX yields 8.01% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VWIAX wins by $8.7K in total portfolio value
10 years
VWIAX
VWIAX
● Live price
8.01%
Share price
$61.24
Annual div
$4.90
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.0K
Annual income
$1,329.42
Full VWIAX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VWIAX vs XYLD

📍 VWIAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVWIAXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VWIAX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VWIAX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VWIAX
Annual income on $10K today (after 15% tax)
$680.73/yr
After 10yr DRIP, annual income (after tax)
$1,130.01/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,606.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VWIAX + XYLD for your $10,000?

VWIAX: 50%XYLD: 50%
100% XYLD50/50100% VWIAX
Portfolio after 10yr
$29.6K
Annual income
$2,274.22/yr
Blended yield
7.67%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VWIAX buys
0
XYLD buys
0
No recent congressional trades found for VWIAX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVWIAXXYLD
Forward yield8.01%10.98%
Annual dividend / share$4.90$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.0K$25.3K
Annual income after 10y$1,329.42$3,219.02
Total dividends collected$10.7K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VWIAX vs XYLD ($10,000, DRIP)

YearVWIAX PortfolioVWIAX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,501$800.86$10,818$1,098.39+$683.00VWIAX
2$13,167$860.80$11,738$1,222.51+$1.4KVWIAX
3$15,009$921.02$12,774$1,364.64+$2.2KVWIAX
4$17,041$981.23$13,944$1,527.86+$3.1KVWIAX
5$19,275$1,041.18$15,270$1,715.87+$4.0KVWIAX
6$21,725$1,100.63$16,775$1,933.09+$5.0KVWIAX
7$24,405$1,159.37$18,490$2,184.87+$5.9KVWIAX
8$27,331$1,217.19$20,450$2,477.63+$6.9KVWIAX
9$30,518$1,273.92$22,697$2,819.19+$7.8KVWIAX
10$33,984$1,329.42$25,280$3,219.02+$8.7KVWIAX

VWIAX vs XYLD: Complete Analysis 2026

VWIAXStock

This 40 year-old, income-oriented balanced fund offers exposure to stocks and investment-grade bonds. Balanced funds typically offer a higher allocation to stocks; however, this fund is unique in allocating about one-third to stocks and two-thirds to bonds. The fund’s stock holdings are focused on companies that have historically paid a larger-than-average dividend or that have expectations of increasing dividends. This focus may provide a higher quarterly income distribution than non-income-focused balanced funds. Investors with a medium- or long-term time horizon who have a goal of steady income and who are willing to accept modest movement in share price may wish to consider this fund as a core holding in their portfolio.

Full VWIAX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.