HomeCompareVWINX vs RYLD

VWINX vs RYLD: Dividend Comparison 2026

VWINX yields 7.93% · RYLD yields 12.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $10.7K in total portfolio value
10 years
VWINX
VWINX
● Live price
7.93%
Share price
$25.28
Annual div
$2.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.8K
Annual income
$1,311.07
Full VWINX calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — VWINX vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVWINXRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VWINX + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VWINX pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VWINX
Annual income on $10K today (after 15% tax)
$674.42/yr
After 10yr DRIP, annual income (after tax)
$1,114.41/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, RYLD beats the other by $1,084.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VWINX + RYLD for your $10,000?

VWINX: 50%RYLD: 50%
100% RYLD50/50100% VWINX
Portfolio after 10yr
$39.2K
Annual income
$1,949.21/yr
Blended yield
4.98%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VWINX buys
0
RYLD buys
0
No recent congressional trades found for VWINX or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVWINXRYLD
Forward yield7.93%12.14%
Annual dividend / share$2.01$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.8K$44.5K
Annual income after 10y$1,311.07$2,587.35
Total dividends collected$10.6K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VWINX vs RYLD ($10,000, DRIP)

YearVWINX PortfolioVWINX Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,493$793.43$11,914$1,213.65$421.00RYLD
2$13,150$852.26$14,099$1,351.30$949.00RYLD
3$14,982$911.33$16,580$1,494.55$1.6KRYLD
4$17,001$970.35$19,384$1,642.61$2.4KRYLD
5$19,220$1,029.09$22,535$1,794.70$3.3KRYLD
6$21,653$1,087.30$26,063$1,950.00$4.4KRYLD
7$24,314$1,144.79$29,995$2,107.69$5.7KRYLD
8$27,217$1,201.35$34,361$2,266.99$7.1KRYLD
9$30,379$1,256.83$39,194$2,427.12$8.8KRYLD
10$33,816$1,311.07$44,525$2,587.35$10.7KRYLD

VWINX vs RYLD: Complete Analysis 2026

VWINXStock

This 40 year-old, income-oriented balanced fund offers exposure to stocks and investment-grade bonds. Balanced funds typically offer a higher allocation to stocks; however, this fund is unique in allocating about one-third to stocks and two-thirds to bonds. The fund’s stock holdings are focused on companies that have historically paid a larger-than-average dividend or that have expectations of increasing dividends. This focus may provide a higher quarterly income distribution than non-income-focused balanced funds. Investors with a medium- or long-term time horizon who have a goal of steady income and who are willing to accept modest movement in share price may wish to consider this fund as a core holding in their portfolio.

Full VWINX Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
📬

Get this VWINX vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VWINX vs SCHDVWINX vs JEPIVWINX vs OVWINX vs KOVWINX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.