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VWSTX vs MO: Dividend Comparison 2026

VWSTX yields 2.83% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $56.2K in total portfolio value· pulled ahead in Year 5
10 years
VWSTX
VWSTX
● Live price
2.83%
Share price
$15.85
Annual div
$0.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.9K
Annual income
$339.65
Full VWSTX calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — VWSTX vs MO

📍 MO pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVWSTXMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VWSTX + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VWSTX pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VWSTX
Annual income on $10K today (after 15% tax)
$240.55/yr
After 10yr DRIP, annual income (after tax)
$288.70/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $25,346.59/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VWSTX + MO for your $10,000?

VWSTX: 50%MO: 50%
100% MO50/50100% VWSTX
Portfolio after 10yr
$52.0K
Annual income
$15,249.41/yr
Blended yield
29.31%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

VWSTX
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VWSTX buys
0
MO buys
0
No recent congressional trades found for VWSTX or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVWSTXMO
Forward yield2.83%6.36%
Annual dividend / share$0.45$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$23.9K$80.1K
Annual income after 10y$339.65$30,159.17
Total dividends collected$3.1K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: VWSTX vs MO ($10,000, DRIP)

YearVWSTX PortfolioVWSTX Income/yrMO PortfolioMO Income/yrGap
1$10,983$283.00$10,570$780.30+$413.00VWSTX
2$12,042$290.49$11,381$1,032.90+$661.00VWSTX
3$13,183$297.67$12,535$1,392.73+$648.00VWSTX
4$14,410$304.55$14,193$1,920.91+$217.00VWSTX
5← crossover$15,730$311.12$16,618$2,723.68$888.00MO
6$17,149$317.40$20,263$3,993.80$3.1KMO
7$18,672$323.38$25,936$6,098.36$7.3KMO
8$20,309$329.08$35,166$9,775.01$14.9KMO
9$22,065$334.50$51,026$16,597.78$29.0KMO
10$23,949$339.65$80,113$30,159.17$56.2KMO

VWSTX vs MO: Complete Analysis 2026

VWSTXStock

This fund’s investment objective is to seek to provide current income that is exempt from federal personal income taxes, with limited price volatility. At least 75% of the securities held by the fund are municipal bonds in the top three credit-rating categories as determined by a nationally recognized statistical rating organization or, if unrated, determined to be of comparable quality by the advisor. The fund may invest up to 20% of its assets in medium-grade quality bonds, as determined by a rating organization or by the advisor. The remaining 5% may be invested in securities with lower credit ratings or, if unrated, determined to be of comparable quality by the advisor. The fund has some potential for higher yield than a money market fund because it holds longer-maturity securities. Along with the potential for higher yield, however, comes an increase in risk. A decline in interest rates can lead to less income for short-term bond funds, while a rise in interest rates can put pressure on the fund’s share price. Investors looking for a fund that seeks to provide modest federal tax-exempt interest income and can tolerate some income and share price risk may wish to consider this fund.

Full VWSTX Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.