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VYM vs QYLD: Dividend Comparison 2026

VYM yields 2.91% · QYLD yields 11.43% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $11.7K in total portfolio value
10 years
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — VYM vs QYLD

Annual dividend income

MetricVYMQYLD
Forward yield2.91%11.43%
Annual dividend / share$3.44$1.92
Payout ratio45%95%
1-year div growth6.2%-5.2%
5-year div CAGR7.8%-2.1%
Portfolio after 10y$31.3K$19.5K
Annual income after 10y$785.17$3,553.75
Total dividends collected$5.2K$20.2K
Payment frequencyquarterlymonthly
SectorETFETF

Year-by-year: VYM vs QYLD ($10,000, DRIP)

YearVYM PortfolioVYM Income/yrQYLD PortfolioQYLD Income/yrGap
1$11,223$313.20$10,279$1,118.86+$944.00VYM
2$12,592$347.33$10,645$1,229.16+$1.9KVYM
3$14,123$385.04$11,111$1,360.44+$3.0KVYM
4$15,835$426.70$11,695$1,517.70+$4.1KVYM
5$17,748$472.73$12,420$1,707.39+$5.3KVYM
6$19,887$523.54$13,315$1,937.94+$6.6KVYM
7$22,276$579.64$14,417$2,220.42+$7.9KVYM
8$24,945$641.54$15,775$2,569.54+$9.2KVYM
9$27,925$709.84$17,455$3,005.06+$10.5KVYM
10$31,251$785.17$19,543$3,553.75+$11.7KVYM

VYM vs QYLD: Complete Analysis 2026

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is VYM or QYLD better for dividend income in 2026?
VYM currently offers a 2.91% yield (3.44/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in VYM vs QYLD earn per year?
With $10,000 invested today: VYM pays approximately $291/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $785/year (VYM) and $3,554/year (QYLD).
Does VYM or QYLD pay monthly dividends?
VYM pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.