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VYM vs JEPI: Dividend Comparison 2026

VYM yields 2.91% · JEPI yields 7.21% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $3.0K in total portfolio value
10 years
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →

Portfolio growth — VYM vs JEPI

Annual dividend income

MetricVYMJEPI
Forward yield2.91%7.21%
Annual dividend / share$3.44$3.98
Payout ratio45%72%
1-year div growth6.2%-3.2%
5-year div CAGR7.8%2.1%
Portfolio after 10y$31.3K$28.2K
Annual income after 10y$785.17$1,567.15
Total dividends collected$5.2K$11.1K
Payment frequencyquarterlymonthly
SectorETFETF

Year-by-year: VYM vs JEPI ($10,000, DRIP)

YearVYM PortfolioVYM Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,223$313.20$11,156$736.16+$67.00VYM
2$12,592$347.33$12,429$804.72+$163.00VYM
3$14,123$385.04$13,830$878.49+$293.00VYM
4$15,835$426.70$15,369$957.78+$466.00VYM
5$17,748$472.73$17,057$1,042.88+$691.00VYM
6$19,887$523.54$18,907$1,134.13+$980.00VYM
7$22,276$579.64$20,933$1,231.83+$1.3KVYM
8$24,945$641.54$23,149$1,336.34+$1.8KVYM
9$27,925$709.84$25,569$1,447.99+$2.4KVYM
10$31,251$785.17$28,210$1,567.15+$3.0KVYM

VYM vs JEPI: Complete Analysis 2026

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

Frequently Asked Questions

Is VYM or JEPI better for dividend income in 2026?
VYM currently offers a 2.91% yield (3.44/share/year) while JEPI offers 7.21% (3.98/share/year). JEPI provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in VYM vs JEPI earn per year?
With $10,000 invested today: VYM pays approximately $291/year. JEPI pays approximately $721/year. With DRIP reinvestment over 10 years, these grow to $785/year (VYM) and $1,567/year (JEPI).
Does VYM or JEPI pay monthly dividends?
VYM pays quarterly dividends. JEPI pays monthly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.