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VYM vs SPHD: Dividend Comparison 2026

VYM yields 2.91% · SPHD yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $3.2K in total portfolio value
10 years
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →
SPHD
SPHD
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — VYM vs SPHD

Annual dividend income

MetricVYMSPHD
Forward yield2.91%4.00%
Annual dividend / share$3.44$2.00
Payout ratio45%50%
1-year div growth6.2%5%
5-year div CAGR7.8%5%
Portfolio after 10y$31.3K$28.0K
Annual income after 10y$785.17$899.19
Total dividends collected$5.2K$6.4K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: VYM vs SPHD ($10,000, DRIP)

YearVYM PortfolioVYM Income/yrSPHD PortfolioSPHD Income/yrGap
1$11,223$313.20$11,120$420.00+$103.00VYM
2$12,592$347.33$12,357$458.31+$235.00VYM
3$14,123$385.04$13,721$499.76+$402.00VYM
4$15,835$426.70$15,227$544.58+$608.00VYM
5$17,748$472.73$16,885$593.02+$863.00VYM
6$19,887$523.54$18,713$645.34+$1.2KVYM
7$22,276$579.64$20,724$701.81+$1.6KVYM
8$24,945$641.54$22,938$762.73+$2.0KVYM
9$27,925$709.84$25,372$828.41+$2.6KVYM
10$31,251$785.17$28,047$899.19+$3.2KVYM

VYM vs SPHD: Complete Analysis 2026

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

SPHDETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

Frequently Asked Questions

Is VYM or SPHD better for dividend income in 2026?
VYM currently offers a 2.91% yield (3.44/share/year) while SPHD offers 4.00% (2.00/share/year). SPHD provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in VYM vs SPHD earn per year?
With $10,000 invested today: VYM pays approximately $291/year. SPHD pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $785/year (VYM) and $899/year (SPHD).
Does VYM or SPHD pay monthly dividends?
VYM pays quarterly dividends. SPHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.