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VZ vs HTGC: Dividend Comparison 2026

VZ yields 6.62% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $37.5K in total portfolio value
10 years
VZ
Verizon Communications
6.62%
Share price
$40.20
Annual div
$2.66
5Y div CAGR
2%
Payout ratio
57%
After 10 yrs · $10,000 · DRIP
Portfolio value
$16.2K
Annual income
$1,768.06
Full VZ calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — VZ vs HTGC

Annual dividend income

MetricVZHTGC
Forward yield6.62%10.22%
Annual dividend / share$2.66$1.88
Payout ratio57%90%
1-year div growth1.9%5.6%
5-year div CAGR2%4.2%
Portfolio after 10y$16.2K$53.7K
Annual income after 10y$1,768.06$3,064.35
Total dividends collected$11.1K$19.5K
Payment frequencyquarterlyquarterly
SectorTelecomBDC

Year-by-year: VZ vs HTGC ($10,000, DRIP)

YearVZ PortfolioVZ Income/yrHTGC PortfolioHTGC Income/yrGap
1$10,265$674.93$12,045$1,064.65$1.8KHTGC
2$10,581$736.87$14,442$1,216.94$3.9KHTGC
3$10,955$807.87$17,242$1,384.73$6.3KHTGC
4$11,395$889.64$20,501$1,568.89$9.1KHTGC
5$11,913$984.27$24,280$1,770.26$12.4KHTGC
6$12,518$1,094.38$28,649$1,989.67$16.1KHTGC
7$13,228$1,223.20$33,685$2,227.97$20.5KHTGC
8$14,061$1,374.79$39,472$2,485.98$25.4KHTGC
9$15,039$1,554.25$46,104$2,764.50$31.1KHTGC
10$16,190$1,768.06$53,687$3,064.35$37.5KHTGC

VZ vs HTGC: Complete Analysis 2026

VZTelecom

Verizon is America's largest wireless carrier by subscribers. The company offers a high current yield with modest dividend growth. Verizon's 5G network rollout and fiber expansion position it for steady cash flows. A defensive income stock with 19+ consecutive years of dividend increases.

Full VZ Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is VZ or HTGC better for dividend income in 2026?
VZ currently offers a 6.62% yield (2.66/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, HTGC has grown its dividend faster (4.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in VZ vs HTGC earn per year?
With $10,000 invested today: VZ pays approximately $662/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $1,768/year (VZ) and $3,064/year (HTGC).
Does VZ or HTGC pay monthly dividends?
VZ pays quarterly dividends. HTGC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.