Is WARAF or VYM a better dividend investment in 2026?

WARAF currently yields 710.98% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: WARAF offers higher current income.

What is the dividend yield difference between WARAF and VYM?

WARAF has a forward dividend yield of 710.98% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 708.57 percentage points.

Home › Compare › WARAF vs VYM

WARAF vs VYM: Dividend Comparison 2026

WARAF yields 710.98% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 WARAF wins by $1033603.88M in total portfolio value

INVESTMENT

TIME HORIZON10 years

WARAF

● Live price

710.98%

Share price

$0.28

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1033603.90M

Annual income

$809,603,060,551.21

Full WARAF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — WARAF vs VYM

📍 WARAF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WARAF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, WARAF + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WARAF pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WARAF

Annual income on $10K today (after 15% tax)

$60,433.70/yr

After 10yr DRIP, annual income (after tax)

$688,162,601,468.53/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, WARAF beats the other by $688,162,601,231.76/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WARAF + VYM for your $10,000?

WARAF: 50%VYM: 50%

100% VYM50/50100% WARAF

Portfolio after 10yr

$516801.97M

Annual income

$404,801,530,414.88/yr

Blended yield

78.33%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WARAF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWARAFVYM

Forward yield	710.98% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1033603.90M ✓	$27.8K
Annual income after 10y	$809,603,060,551.21 ✓	$278.55
Total dividends collected	$1015518.95M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: WARAF vs VYM ($10,000, DRIP)

Year	WARAF Portfolio	WARAF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$81,798	$71,098.47	$11,151	$241.44	+$70.6K → WARAF
2	$631,052	$543,527.69	$12,413	$246.79	+$618.6K → WARAF
3	$4,594,069	$3,918,843.25	$13,794	$251.79	+$4.58M → WARAF
4	$31,578,496	$26,662,842.02	$15,306	$256.47	+$31.56M → WARAF
5	$205,072,910	$171,283,919.25	$16,960	$260.84	+$205.06M → WARAF
6	$1,258,988,273	$1,039,560,259.07	$18,768	$264.92	+$1258.97M → WARAF
7	$7,311,689,405	$5,964,571,953.50	$20,745	$268.71	+$7311.67M → WARAF
8	$40,197,149,254	$32,373,641,590.85	$22,905	$272.24	+$40197.13M → WARAF
9	$209,346,583,144	$166,335,633,441.56	$25,265	$275.51	+$209346.56M → WARAF
10	$1,033,603,904,515	$809,603,060,551.21	$27,842	$278.55	+$1033603.88M → WARAF

WARAF vs VYM: Complete Analysis 2026

WARAF — Stock

Waraba Gold Limited acquires and evaluates gold properties in Mali, West Africa. Its flagship prospective gold exploration project is the Fokolore project located in West Mali. The company was formerly known as Zenith Exploration Inc. and changed its name to Waraba Gold Limited in October 2020. Waraba Gold Limited was incorporated in 2015 and is headquartered in Vancouver, Canada.

Full WARAF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this WARAF vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

WARAF vs SCHD WARAF vs JEPI WARAF vs O WARAF vs KO WARAF vs MAIN WARAF vs VIG WARAF vs DGRO WARAF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.