Is WAVD or SCHD a better dividend investment in 2026?

WAVD currently yields 63.09% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: WAVD offers higher current income.

What is the dividend yield difference between WAVD and SCHD?

WAVD has a forward dividend yield of 63.09% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 59.63 percentage points.

Home › Compare › WAVD vs SCHD

WAVD vs SCHD: Dividend Comparison 2026

WAVD yields 63.09% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 WAVD wins by $728.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

WAVD

● Live price

63.09%

Share price

$3.17

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$757.3K

Annual income

$183,899.77

Full WAVD calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — WAVD vs SCHD

📍 WAVD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WAVD	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WAVD + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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WAVD pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WAVD

Annual income on $10K today (after 15% tax)

$5,362.78/yr

After 10yr DRIP, annual income (after tax)

$156,314.80/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, WAVD beats the other by $155,952.75/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WAVD + SCHD for your $10,000?

WAVD: 50%SCHD: 50%

100% SCHD50/50100% WAVD

Portfolio after 10yr

$393.1K

Annual income

$92,162.85/yr

Blended yield

23.44%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WAVD buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWAVDSCHD

Forward yield	63.09% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$757.3K ✓	$29.0K
Annual income after 10y	$183,899.77 ✓	$425.95
Total dividends collected	$633.8K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: WAVD vs SCHD ($10,000, DRIP)

Year	WAVD Portfolio	WAVD Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$17,009	$6,309.15	$11,226	$346.36	+$5.8K → WAVD
2	$28,229	$10,029.27	$12,572	$357.38	+$15.7K → WAVD
3	$45,761	$15,556.06	$14,046	$367.84	+$31.7K → WAVD
4	$72,532	$23,567.66	$15,660	$377.73	+$56.9K → WAVD
5	$112,521	$34,911.29	$17,425	$387.07	+$95.1K → WAVD
6	$171,013	$50,615.56	$19,354	$395.86	+$151.7K → WAVD
7	$254,878	$71,894.60	$21,461	$404.13	+$233.4K → WAVD
8	$372,862	$100,142.13	$23,762	$411.89	+$349.1K → WAVD
9	$535,876	$136,914.14	$26,272	$419.15	+$509.6K → WAVD
10	$757,287	$183,899.77	$29,010	$425.95	+$728.3K → WAVD

WAVD vs SCHD: Complete Analysis 2026

WAVD — Stock

WaveDancer, Inc. engages in development and maintenance of information technology systems, modernizing client information systems, and offers other IT-related professional services to government and commercial organizations in the United States. It also offers secure supply chain management software solution; and software development, system modernizations, cloud-based solutions, and cybersecurity services. The company was formerly known as Information Analysis Incorporated and changed its name to WaveDancer, Inc. in December 2021. WaveDancer, Inc. was incorporated in 1979 and is headquartered in Fairfax, Virginia.

Full WAVD Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.