Is WAYN or QYLD a better dividend investment in 2026?

WAYN currently yields 3.79% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between WAYN and QYLD?

WAYN has a forward dividend yield of 3.79% ($0.92/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.13 percentage points.

Home › Compare › WAYN vs QYLD

WAYN vs QYLD: Dividend Comparison 2026

WAYN yields 3.79% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 WAYN wins by $591.74M in total portfolio value

INVESTMENT

TIME HORIZON10 years

WAYN

● Live price

3.79%

Share price

$24.27

Annual div

$0.92

5Y div CAGR

95.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$591.76M

Annual income

$556,531,533.83

Full WAYN calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — WAYN vs QYLD

📍 WAYN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WAYN	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WAYN + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WAYN pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WAYN

Annual income on $10K today (after 15% tax)

$322.21/yr

After 10yr DRIP, annual income (after tax)

$473,051,803.76/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, WAYN beats the other by $473,046,993.34/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WAYN + QYLD for your $10,000?

WAYN: 50%QYLD: 50%

100% QYLD50/50100% WAYN

Portfolio after 10yr

$295.89M

Annual income

$278,268,596.57/yr

Blended yield

94.04%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WAYN buys

QYLD buys

No recent congressional trades found for WAYN or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWAYNQYLD

Forward yield	3.79%	11.92% ✓
Annual dividend / share	$0.92	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	95.6% ✓	0%
Portfolio after 10y	$591.76M ✓	$25.4K
Annual income after 10y	$556,531,533.83 ✓	$5,659.31
Total dividends collected	$589.17M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: WAYN vs QYLD ($10,000, DRIP)

Year	WAYN Portfolio	WAYN Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,441	$741.46	$10,352	$1,192.36	+$1.1K → WAYN
2	$13,793	$1,550.79	$10,830	$1,347.57	+$3.0K → WAYN
3	$18,176	$3,417.59	$11,460	$1,539.07	+$6.7K → WAYN
4	$27,681	$8,232.79	$12,275	$1,777.84	+$15.4K → WAYN
5	$52,539	$22,920.03	$13,323	$2,078.95	+$39.2K → WAYN
6	$135,740	$79,523.42	$14,667	$2,463.34	+$121.1K → WAYN
7	$520,825	$375,583.11	$16,396	$2,960.57	+$504.4K → WAYN
8	$3,191,639	$2,634,355.60	$18,631	$3,612.97	+$3.17M → WAYN
9	$32,925,867	$29,510,813.83	$21,548	$4,482.15	+$32.90M → WAYN
10	$591,762,212	$556,531,533.83	$25,398	$5,659.31	+$591.74M → WAYN

WAYN vs QYLD: Complete Analysis 2026

WAYN — Stock

Wayne Savings Bancshares, Inc. operates as the holding company for Wayne Savings Community Bank that provides personal and business banking products and services to individuals, businesses, and other organizations. The company offers checking, savings, money market, and term certificate accounts, as well as certificates of deposit. It also provides residential mortgage, commercial, installment, residential and nonresidential real estate, commercial real estate, residential construction, multi-family real estate, land, commercial business, consumer, home, home equity, auto, recreational vehicle, personal, furniture and appliance, agriculture, and term loans, as well as lines of credit, government guaranteed programs, and standby letters of credit. In addition, the company offers financial planning, retirement planning, investment advisory, insurance, and wealth management and trust services. Further, it provides overdraft protection, re-order check, remote deposit capture, merchant, sweep, online and mobile banking, and bill pay services, as well as debit, credit, and gift cards. As of January 20, 2022, the company operated through twelve full-service banking locations in the communities of Wooster, Ashland, Millersburg, Rittman, Lodi, North Canton, Creston, Fredericksburg, and Washingtonville, Ohio. Wayne Savings Bancshares, Inc. was founded in 1899 and is based in Wooster, Ohio.

Full WAYN Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.