HomeCompareWCCB vs MO

WCCB vs MO: Dividend Comparison 2026

WCCB yields 1.81% · MO yields 6.27%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 WCCB wins by $42.03M in total portfolio value
10 years
WCCB
WCCB
● Live price
1.81%
Share price
$47.49
Annual div
$0.86
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.11M
Annual income
$38,068,601.55
Full WCCB calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — WCCB vs MO

📍 WCCB pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWCCBMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, WCCB + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WCCB pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WCCB
Annual income on $10K today (after 15% tax)
$153.93/yr
After 10yr DRIP, annual income (after tax)
$32,358,311.32/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, WCCB beats the other by $32,333,688.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WCCB + MO for your $10,000?

WCCB: 50%MO: 50%
100% MO50/50100% WCCB
Portfolio after 10yr
$21.09M
Annual income
$19,048,785.05/yr
Blended yield
90.31%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

WCCB
Analyst Ratings
1
Buy
Consensus: Buy
Price Target
$52.00
+9.5% upside vs current
Range: $52.00 — $52.00
Altman Z
-0.5
Piotroski
6/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WCCB buys
0
MO buys
0
No recent congressional trades found for WCCB or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWCCBMO
Forward yield1.81%6.27%
Annual dividend / share$0.86$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$42.11M$77.7K
Annual income after 10y$38,068,601.55$28,968.54
Total dividends collected$41.77M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$52.00$61.25

Year-by-year: WCCB vs MO ($10,000, DRIP)

YearWCCB PortfolioWCCB Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,062$362.18$10,558$768.31+$504.00WCCB
2$12,585$748.88$11,352$1,015.87+$1.2KWCCB
3$15,059$1,592.53$12,482$1,367.86+$2.6KWCCB
4$19,675$3,561.71$14,103$1,883.39+$5.6KWCCB
5$29,750$8,698.02$16,472$2,664.91+$13.3KWCCB
6$56,416$24,583.54$20,024$3,897.79+$36.4KWCCB
7$147,503$87,137.74$25,537$5,933.74+$122.0KWCCB
8$583,672$425,843.91$34,478$9,476.77+$549.2KWCCB
9$3,774,198$3,149,668.95$49,776$16,022.63+$3.72MWCCB
10$42,106,993$38,068,601.55$77,699$28,968.54+$42.03MWCCB

WCCB vs MO: Complete Analysis 2026

WCCBStock

West Coast Community Bancorp is the holding company for West Coast Community Bank, formerly known as Santa Cruz County Bank. The bank provides a range of commercial and personal banking services, including business loans, lines of credit, commercial real estate financing, construction lending, agricultural loans, SBA and USDA government-guaranteed loans, asset-based lending, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment, and treasury management.

Full WCCB Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
📬

Get this WCCB vs MO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

WCCB vs SCHDWCCB vs JEPIWCCB vs OWCCB vs KOWCCB vs MAINWCCB vs PMWCCB vs BTIWCCB vs PG

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.