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WDFN vs O: Dividend Comparison 2026

WDFN yields 4.02% · O yields 5.28%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 O wins by $2.0K in total portfolio value· pulled ahead in Year 9
10 years
WDFN
WDFN
● Live price
4.02%
Share price
$28.84
Annual div
$1.16
5Y div CAGR
11.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$1,848.23
Full WDFN calculator →
O
Realty Income Corporation
● Live price
5.28%
Share price
$61.15
Annual div
$3.23
5Y div CAGR
15.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.2K
Annual income
$5,102.74
Full O calculator →

Portfolio growth — WDFN vs O

📍 O pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWDFNO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, WDFN + O cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
WDFN pays
O pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WDFN
Annual income on $10K today (after 15% tax)
$341.89/yr
After 10yr DRIP, annual income (after tax)
$1,571.00/yr
O
Annual income on $10K today (after 15% tax)
$449.12/yr
After 10yr DRIP, annual income (after tax)
$4,337.33/yr
At 15% tax rate, O beats the other by $2,766.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WDFN + O for your $10,000?

WDFN: 50%O: 50%
100% O50/50100% WDFN
Portfolio after 10yr
$33.3K
Annual income
$3,475.48/yr
Blended yield
10.45%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on O right now

WDFN
No analyst data
Altman Z
0.3
Piotroski
6/9
O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+4.7% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WDFN buys
0
O buys
0
No recent congressional trades found for WDFN or O in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWDFNO
Forward yield4.02%5.28% ✓
Annual dividend / share$1.16$3.23 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.5%15.1% ✓
Portfolio after 10y$32.3K$34.2K ✓
Annual income after 10y$1,848.23$5,102.74 ✓
Total dividends collected$10.0K$20.7K ✓
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: WDFN vs O ($10,000, DRIP)

YearWDFN PortfolioWDFN Income/yrO PortfolioO Income/yrGap
1$11,148$448.47$10,818$608.16+$330.00 → WDFN
2$12,450$521.01$11,787$741.68+$663.00 → WDFN
3$13,928$606.30$12,946$911.00+$982.00 → WDFN
4$15,609$706.79$14,345$1,127.94+$1.3K → WDFN
5$17,527$825.44$16,056$1,409.05+$1.5K → WDFN
6$19,720$965.86$18,171$1,777.83+$1.5K → WDFN
7$22,233$1,132.39$20,820$2,268.21+$1.4K → WDFN
8$25,120$1,330.38$24,188$2,929.90+$932.00 → WDFN
9← crossover$28,444$1,566.33$28,533$3,837.11$89.00 → O
10$32,284$1,848.23$34,235$5,102.74$2.0K → O

WDFN vs O: Complete Analysis 2026

WDFN — Stock

Woodlands Financial Services Company operates as the holding company for Woodlands Bank that provides commercial and consumer banking, and trust services in Lycoming and Clinton counties, and the surrounding market area in Pennsylvania. The company accepts checking and savings accounts, certificates of deposit, and individual retirement accounts. Its loan products include home, construction, bridge, and home equity loans and lines; auto, recreational vehicle, and student loans, as well as personal loans and personal lines of credit; and commercial real estate financing, working capital loans, equipment financing, vehicle financing, and lines of credit. It also offers credit cards; and cyber security, securlock, bill pay, mobile deposit, online and mobile banking, notary safe deposit box, wire transfers, and treasurer checks services. In addition, the company provides personal trust, asset management and custodial, estate and financial planning, executor and estate settlement, and charitable and institutional investment management services. Woodlands Financial Services Company was founded in 1989 and is based in Williamsport, Pennsylvania.

Full WDFN Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.