HomeCompareWFC vs ALLY

WFC vs ALLY: Dividend Comparison 2026

WFC yields 2.34% · ALLY yields 3.17%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ALLY wins by $541.21M in total portfolio value
10 years
WFC
WFC
● Live price
2.34%
Share price
$76.80
Annual div
$1.80
5Y div CAGR
36.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.7K
Annual income
$12,102.64
Full WFC calculator →
ALLY
ALLY
● Live price
3.17%
Share price
$37.91
Annual div
$1.20
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$541.27M
Annual income
$510,298,008.94
Full ALLY calculator →

Portfolio growth — WFC vs ALLY

📍 ALLY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWFCALLY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WFC + ALLY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WFC pays
ALLY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WFC
Annual income on $10K today (after 15% tax)
$199.22/yr
After 10yr DRIP, annual income (after tax)
$10,287.24/yr
ALLY
Annual income on $10K today (after 15% tax)
$269.06/yr
After 10yr DRIP, annual income (after tax)
$433,753,307.60/yr
At 15% tax rate, ALLY beats the other by $433,743,020.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WFC + ALLY for your $10,000?

WFC: 50%ALLY: 50%
100% ALLY50/50100% WFC
Portfolio after 10yr
$270.66M
Annual income
$255,155,055.79/yr
Blended yield
94.27%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ALLY right now

WFC
Analyst Ratings
27
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$98.75
+28.6% upside vs current
Range: $74.00 — $113.00
Altman Z
-0.4
Piotroski
5/9
ALLY
Analyst Ratings
26
Buy
11
Hold
1
Sell
Consensus: Buy
Price Target
$51.40
+35.6% upside vs current
Range: $42.00 — $57.00
Altman Z
0.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WFC buys
0
ALLY buys
0
No recent congressional trades found for WFC or ALLY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWFCALLY
Forward yield2.34%3.17%
Annual dividend / share$1.80$1.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.7%100%
Portfolio after 10y$56.7K$541.27M
Annual income after 10y$12,102.64$510,298,008.94
Total dividends collected$32.6K$538.99M
Payment frequencyquarterlyquarterly
SectorFinancialsFinancials
Analyst consensusHoldBuy
Analyst price target$98.75$51.40

Year-by-year: WFC vs ALLY ($10,000, DRIP)

YearWFC PortfolioWFC Income/yrALLY PortfolioALLY Income/yrGap
1← crossover$11,020$320.39$11,333$633.08$313.00ALLY
2$12,243$451.09$13,467$1,341.07$1.2KALLY
3$13,740$640.23$17,389$2,978.76$3.6KALLY
4$15,620$917.96$25,795$7,189.02$10.2KALLY
5$18,047$1,333.21$47,534$19,933.39$29.5KALLY
6$21,278$1,967.87$119,520$68,658.62$98.2KALLY
7$25,731$2,964.23$450,570$322,683.15$424.8KALLY
8$32,112$4,579.67$2,755,862$2,273,751.97$2.72MALLY
9$41,662$7,301.75$28,943,461$25,994,688.52$28.90MALLY
10$56,681$12,102.64$541,267,512$510,298,008.94$541.21MALLY

WFC vs ALLY: Complete Analysis 2026

WFCFinancials

Wells Fargo & Company, a diversified financial services company, provides banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The Consumer Banking and Lending segment offers diversified financial products and services for consumers and small businesses. Its financial products and services include checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. The Commercial Banking segment provides financial solutions to private, family owned, and certain public companies. Its products and services include banking and credit products across various industry sectors and municipalities, secured lending and lease products, and treasury management services. The Corporate and Investment Banking segment offers a suite of capital markets, banking, and financial products and services to corporate, commercial real estate, government, and institutional clients. Its products and services comprise corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services. The Wealth and Investment Management segment provides personalized wealth management, brokerage, financial planning, lending, private banking, and trust and fiduciary products and services to affluent, high-net worth, and ultra-high-net worth clients. It also operates through financial advisors. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

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ALLYFinancials

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.