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WFC vs APD: Dividend Comparison 2026

WFC yields 2.34% · APD yields 2.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 APD wins by $27.7K in total portfolio value
10 years
WFC
WFC
● Live price
2.34%
Share price
$76.80
Annual div
$1.80
5Y div CAGR
36.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.7K
Annual income
$12,102.64
Full WFC calculator →
APD
APD
● Live price
2.46%
Share price
$291.56
Annual div
$7.16
5Y div CAGR
42.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.4K
Annual income
$25,407.75
Full APD calculator →

Portfolio growth — WFC vs APD

📍 APD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWFCAPD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WFC + APD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WFC pays
APD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WFC
Annual income on $10K today (after 15% tax)
$199.22/yr
After 10yr DRIP, annual income (after tax)
$10,287.24/yr
APD
Annual income on $10K today (after 15% tax)
$208.74/yr
After 10yr DRIP, annual income (after tax)
$21,596.59/yr
At 15% tax rate, APD beats the other by $11,309.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WFC + APD for your $10,000?

WFC: 50%APD: 50%
100% APD50/50100% WFC
Portfolio after 10yr
$70.5K
Annual income
$18,755.19/yr
Blended yield
26.60%
📊

Analyst Conviction Gap

Where Wall Street is split right now

WFC
Analyst Ratings
27
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$98.75
+28.6% upside vs current
Range: $74.00 — $113.00
Altman Z
-0.4
Piotroski
5/9
APD
Analyst Ratings
23
Buy
19
Hold
Consensus: Buy
Price Target
$296.33
+1.6% upside vs current
Range: $255.00 — $335.00
Altman Z
2.6
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WFC buys
0
APD buys
0
No recent congressional trades found for WFC or APD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWFCAPD
Forward yield2.34%2.46%
Annual dividend / share$1.80$7.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.7%42.5%
Portfolio after 10y$56.7K$84.4K
Annual income after 10y$12,102.64$25,407.75
Total dividends collected$32.6K$58.3K
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusHoldBuy
Analyst price target$98.75$296.33

Year-by-year: WFC vs APD ($10,000, DRIP)

YearWFC PortfolioWFC Income/yrAPD PortfolioAPD Income/yrGap
1← crossover$11,020$320.39$11,050$349.95$30.00APD
2$12,243$451.09$12,338$514.98$95.00APD
3$13,740$640.23$13,968$765.81$228.00APD
4$15,620$917.96$16,100$1,154.58$480.00APD
5$18,047$1,333.21$19,000$1,772.38$953.00APD
6$21,278$1,967.87$23,115$2,785.49$1.8KAPD
7$25,731$2,964.23$29,246$4,513.18$3.5KAPD
8$32,112$4,579.67$38,898$7,604.83$6.8KAPD
9$41,662$7,301.75$55,092$13,470.41$13.4KAPD
10$56,681$12,102.64$84,356$25,407.75$27.7KAPD

WFC vs APD: Complete Analysis 2026

WFCFinancials

Wells Fargo & Company, a diversified financial services company, provides banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The Consumer Banking and Lending segment offers diversified financial products and services for consumers and small businesses. Its financial products and services include checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. The Commercial Banking segment provides financial solutions to private, family owned, and certain public companies. Its products and services include banking and credit products across various industry sectors and municipalities, secured lending and lease products, and treasury management services. The Corporate and Investment Banking segment offers a suite of capital markets, banking, and financial products and services to corporate, commercial real estate, government, and institutional clients. Its products and services comprise corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services. The Wealth and Investment Management segment provides personalized wealth management, brokerage, financial planning, lending, private banking, and trust and fiduciary products and services to affluent, high-net worth, and ultra-high-net worth clients. It also operates through financial advisors. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

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APDMaterials

Air Products and Chemicals, Inc. provides atmospheric gases, process and specialty gases, equipment, and services worldwide. The company produces atmospheric gases, including oxygen, nitrogen, and argon; process gases, such as hydrogen, helium, carbon dioxide, carbon monoxide, syngas; specialty gases; and equipment for the production or processing of gases comprising air separation units and non-cryogenic generators for customers in various industries, including refining, chemical, gasification, metals, manufacturing, food and beverage, electronics, magnetic resonance imaging, energy production and refining, and metals. It also designs and manufactures equipment for air separation, hydrocarbon recovery and purification, natural gas liquefaction, and liquid helium and liquid hydrogen transport and storage. Air Products and Chemicals, Inc. has a strategic collaboration with Baker Hughes Company to develop hydrogen compression systems. The company was founded in 1940 and is headquartered in Allentown, Pennsylvania.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.