HomeCompareWFC vs MCO

WFC vs MCO: Dividend Comparison 2026

WFC yields 2.34% · MCO yields 0.89%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MCO wins by $150.5K in total portfolio value· pulled ahead in Year 6
10 years
WFC
WFC
● Live price
2.34%
Share price
$76.80
Annual div
$1.80
5Y div CAGR
36.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.7K
Annual income
$12,102.64
Full WFC calculator →
MCO
MCO
● Live price
0.89%
Share price
$432.05
Annual div
$3.85
5Y div CAGR
74.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$207.2K
Annual income
$113,279.94
Full MCO calculator →

Portfolio growth — WFC vs MCO

📍 MCO pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWFCMCO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WFC + MCO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WFC pays
MCO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WFC
Annual income on $10K today (after 15% tax)
$199.22/yr
After 10yr DRIP, annual income (after tax)
$10,287.24/yr
MCO
Annual income on $10K today (after 15% tax)
$75.74/yr
After 10yr DRIP, annual income (after tax)
$96,287.95/yr
At 15% tax rate, MCO beats the other by $86,000.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WFC + MCO for your $10,000?

WFC: 50%MCO: 50%
100% MCO50/50100% WFC
Portfolio after 10yr
$131.9K
Annual income
$62,691.29/yr
Blended yield
47.52%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on WFC right now

WFC
Analyst Ratings
27
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$98.75
+28.6% upside vs current
Range: $74.00 — $113.00
Altman Z
-0.4
Piotroski
5/9
MCO
Analyst Ratings
18
Buy
13
Hold
1
Sell
Consensus: Buy
Price Target
$543.08
+25.7% upside vs current
Range: $480.00 — $620.00
Altman Z
5.3
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WFC buys
0
MCO buys
0
No recent congressional trades found for WFC or MCO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWFCMCO
Forward yield2.34%0.89%
Annual dividend / share$1.80$3.85
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.7%74.8%
Portfolio after 10y$56.7K$207.2K
Annual income after 10y$12,102.64$113,279.94
Total dividends collected$32.6K$178.5K
Payment frequencyquarterlyquarterly
SectorFinancialsFinancials
Analyst consensusHoldBuy
Analyst price target$98.75$543.08

Year-by-year: WFC vs MCO ($10,000, DRIP)

YearWFC PortfolioWFC Income/yrMCO PortfolioMCO Income/yrGap
1$11,020$320.39$10,856$155.76+$164.00WFC
2$12,243$451.09$11,892$276.24+$351.00WFC
3$13,740$640.23$13,219$494.35+$521.00WFC
4$15,620$917.96$15,042$897.70+$578.00WFC
5$18,047$1,333.21$17,763$1,668.77+$284.00WFC
6← crossover$21,278$1,967.87$22,226$3,219.45$948.00MCO
7$25,731$2,964.23$30,363$6,580.83$4.6KMCO
8$32,112$4,579.67$47,175$14,686.41$15.1KMCO
9$41,662$7,301.75$87,754$37,276.83$46.1KMCO
10$56,681$12,102.64$207,177$113,279.94$150.5KMCO

WFC vs MCO: Complete Analysis 2026

WFCFinancials

Wells Fargo & Company, a diversified financial services company, provides banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The Consumer Banking and Lending segment offers diversified financial products and services for consumers and small businesses. Its financial products and services include checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. The Commercial Banking segment provides financial solutions to private, family owned, and certain public companies. Its products and services include banking and credit products across various industry sectors and municipalities, secured lending and lease products, and treasury management services. The Corporate and Investment Banking segment offers a suite of capital markets, banking, and financial products and services to corporate, commercial real estate, government, and institutional clients. Its products and services comprise corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services. The Wealth and Investment Management segment provides personalized wealth management, brokerage, financial planning, lending, private banking, and trust and fiduciary products and services to affluent, high-net worth, and ultra-high-net worth clients. It also operates through financial advisors. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

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MCOFinancials

Moody's Corporation operates as an integrated risk assessment firm worldwide. It operates in two segments, Moody's Investors Service and Moody's Analytics. The Moody's Investors Service segment publishes credit ratings and provides assessment services on various debt obligations, programs and facilities, and entities that issue such obligations, such as various corporate, financial institution, and governmental obligations, as well as and structured finance securities. This segment provides ratings in approximately 140 countries. Its ratings are disseminated through press releases to the public through electronic media, including the internet and real-time information systems used by securities traders and investors. This segment has rated approximately 5,000 non-financial corporates; 3,600 financial institutions; 16,000 public finance issuers; 145 sovereigns; 47 supranational institutions; 459 sub-sovereigns; and 1,000 infrastructure and project finance issuers, as well as 9,100 structured finance deals. The Moody's Analytics segment develops a range of products and services that support the risk management activities of institutional participants in financial markets; and offers subscription based research, data, and analytical products comprising credit ratings, credit research, quantitative credit scores and other analytical tools, economic research and forecasts, business intelligence and company information products, commercial real estate data and analytical tools, and on-line and classroom-based training services, as well as credentialing and certification services. It also offers offshore analytical and research services with learning solutions and certification programs; and software solutions, as well as related risk management services. The company was formerly known as Dun and Bradstreet Company and changed its name to Moody's Corporation in September 2000. Moody's Corporation was founded in 1900 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.