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WFC vs RS: Dividend Comparison 2026

WFC yields 2.34% · RS yields 1.61%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RS wins by $5.87M in total portfolio value· pulled ahead in Year 2
10 years
WFC
WFC
● Live price
2.34%
Share price
$76.80
Annual div
$1.80
5Y div CAGR
36.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.7K
Annual income
$12,102.64
Full WFC calculator →
RS
RS
● Live price
1.61%
Share price
$300.49
Annual div
$4.85
5Y div CAGR
90%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.93M
Annual income
$4,946,851.97
Full RS calculator →

Portfolio growth — WFC vs RS

📍 RS pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWFCRS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, WFC + RS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WFC pays
RS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WFC
Annual income on $10K today (after 15% tax)
$199.22/yr
After 10yr DRIP, annual income (after tax)
$10,287.24/yr
RS
Annual income on $10K today (after 15% tax)
$137.19/yr
After 10yr DRIP, annual income (after tax)
$4,204,824.17/yr
At 15% tax rate, RS beats the other by $4,194,536.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WFC + RS for your $10,000?

WFC: 50%RS: 50%
100% RS50/50100% WFC
Portfolio after 10yr
$2.99M
Annual income
$2,479,477.30/yr
Blended yield
82.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on WFC right now

WFC
Analyst Ratings
27
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$98.75
+28.6% upside vs current
Range: $74.00 — $113.00
Altman Z
-0.4
Piotroski
5/9
RS
Analyst Ratings
9
Buy
16
Hold
2
Sell
Consensus: Hold
Price Target
$330.00
+9.8% upside vs current
Range: $320.00 — $340.00
Altman Z
6.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WFC buys
0
RS buys
0
No recent congressional trades found for WFC or RS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWFCRS
Forward yield2.34%1.61%
Annual dividend / share$1.80$4.85
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.7%90%
Portfolio after 10y$56.7K$5.93M
Annual income after 10y$12,102.64$4,946,851.97
Total dividends collected$32.6K$5.83M
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusHoldHold
Analyst price target$98.75$330.00

Year-by-year: WFC vs RS ($10,000, DRIP)

YearWFC PortfolioWFC Income/yrRS PortfolioRS Income/yrGap
1$11,020$320.39$11,007$306.67+$13.00WFC
2← crossover$12,243$451.09$12,376$599.36$133.00RS
3$13,740$640.23$14,440$1,196.75$700.00RS
4$15,620$917.96$17,930$2,479.30$2.3KRS
5$18,047$1,333.21$24,651$5,466.60$6.6KRS
6$21,278$1,967.87$39,723$13,346.12$18.4KRS
7$25,731$2,964.23$80,692$38,188.01$55.0KRS
8$32,112$4,579.67$224,087$137,747.25$192.0KRS
9$41,662$7,301.75$919,042$679,268.17$877.4KRS
10$56,681$12,102.64$5,930,227$4,946,851.97$5.87MRS

WFC vs RS: Complete Analysis 2026

WFCFinancials

Wells Fargo & Company, a diversified financial services company, provides banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The Consumer Banking and Lending segment offers diversified financial products and services for consumers and small businesses. Its financial products and services include checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. The Commercial Banking segment provides financial solutions to private, family owned, and certain public companies. Its products and services include banking and credit products across various industry sectors and municipalities, secured lending and lease products, and treasury management services. The Corporate and Investment Banking segment offers a suite of capital markets, banking, and financial products and services to corporate, commercial real estate, government, and institutional clients. Its products and services comprise corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services. The Wealth and Investment Management segment provides personalized wealth management, brokerage, financial planning, lending, private banking, and trust and fiduciary products and services to affluent, high-net worth, and ultra-high-net worth clients. It also operates through financial advisors. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

Full WFC Calculator →

RSMaterials

Reliance Steel & Aluminum Co. operates as a diversified metal solutions provider and the metals service center company in the United States, Canada, and internationally. The company distributes a line of approximately 100,000 metal products, including alloy, aluminum, brass, copper, carbon steel, stainless steel, titanium, and specialty steel products; and provides metals processing services to general manufacturing, non-residential construction, transportation, aerospace, energy, electronics and semiconductor fabrication, and heavy industries. It also distributes non-ferrous metals products and tubular building products; and manufactures specialty extruded metals, fabricated parts, and welded components. As of December 31, 2021, the company operated a network of approximately 315 locations in 40 states in the United States and 13 in other countries. It sells its products directly to original equipment manufacturers, which primarily include small machine shops and fabricators. The company was founded in 1939 and is headquartered in Los Angeles, California.

Full RS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.