HomeCompareWFCL vs ADC

WFCL vs ADC: Dividend Comparison 2026

WFCL yields 1.74% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $154.7K in total portfolio value
10 years
WFCL
WFCL
● Live price
1.74%
Share price
$8,500.00
Annual div
$148.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.2K
Annual income
$194.89
Full WFCL calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — WFCL vs ADC

📍 ADC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWFCLADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WFCL + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WFCL pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WFCL
Annual income on $10K today (after 15% tax)
$148.00/yr
After 10yr DRIP, annual income (after tax)
$165.66/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, ADC beats the other by $67,534.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WFCL + ADC for your $10,000?

WFCL: 50%ADC: 50%
100% ADC50/50100% WFCL
Portfolio after 10yr
$99.6K
Annual income
$39,921.07/yr
Blended yield
40.09%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

WFCL
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WFCL buys
0
ADC buys
0
No recent congressional trades found for WFCL or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWFCLADC
Forward yield1.74%4.11%
Annual dividend / share$148.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$22.2K$176.9K
Annual income after 10y$194.89$79,647.25
Total dividends collected$1.9K$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: WFCL vs ADC ($10,000, DRIP)

YearWFCL PortfolioWFCL Income/yrADC PortfolioADC Income/yrGap
1← crossover$10,874$174.12$10,987$577.21$113.00ADC
2$11,812$176.95$12,293$855.34$481.00ADC
3$12,819$179.64$14,088$1,290.70$1.3KADC
4$13,898$182.20$16,660$1,994.91$2.8KADC
5$15,056$184.62$20,525$3,181.85$5.5KADC
6$16,297$186.91$26,654$5,286.90$10.4KADC
7$17,626$189.08$37,006$9,259.47$19.4KADC
8$19,051$191.13$55,862$17,338.74$36.8KADC
9$20,578$193.06$93,452$35,300.32$72.9KADC
10$22,213$194.89$176,931$79,647.25$154.7KADC

WFCL vs ADC: Complete Analysis 2026

WFCLStock

1867 Western Financial Corporation operates as the bank holding company for Bank of Stockton that provides various banking products and services. It offers checking, savings, and money market accounts; certificates of deposit; and debit and credit cards. The company also provides home, vehicle, personal, term, real estate, and agricultural loans; and construction lending, home equity lines of credit, revolving lines of credit, home refinancing, and overdraft protection services. In addition, it offers wealth management services, including investment management, corporate trustee, estate planning, executor/co-executor, estate settlement, custody, trustee agency, and retirement planning services; and retail investment and insurance services. Further, the company provides bill pay, ATM, online cash management, payroll direct deposit, payroll preparation, personnel reporting system, merchant, merchant BankCard acceptance, remote deposit, and automatic funds credit services; and Internet, mobile, and telephone banking services. 1867 Western Financial Corporation was founded in 1867 and is based in Stockton, California.

Full WFCL Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.