HomeCompareWFCL vs JEPQ

WFCL vs JEPQ: Dividend Comparison 2026

WFCL yields 1.74% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $22.6K in total portfolio value
10 years
WFCL
WFCL
● Live price
1.74%
Share price
$8,500.00
Annual div
$148.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.2K
Annual income
$194.89
Full WFCL calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — WFCL vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWFCLJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WFCL + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WFCL pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WFCL
Annual income on $10K today (after 15% tax)
$148.00/yr
After 10yr DRIP, annual income (after tax)
$165.66/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, JEPQ beats the other by $1,664.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WFCL + JEPQ for your $10,000?

WFCL: 50%JEPQ: 50%
100% JEPQ50/50100% WFCL
Portfolio after 10yr
$33.5K
Annual income
$1,173.74/yr
Blended yield
3.50%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WFCL buys
0
JEPQ buys
0
No recent congressional trades found for WFCL or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWFCLJEPQ
Forward yield1.74%11.10%
Annual dividend / share$148.00$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.2K$44.8K
Annual income after 10y$194.89$2,152.59
Total dividends collected$1.9K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: WFCL vs JEPQ ($10,000, DRIP)

YearWFCL PortfolioWFCL Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$10,874$174.12$11,930$1,110.39$1.1KJEPQ
2$11,812$176.95$14,133$1,224.34$2.3KJEPQ
3$12,819$179.64$16,632$1,340.46$3.8KJEPQ
4$13,898$182.20$19,454$1,457.97$5.6KJEPQ
5$15,056$184.62$22,626$1,576.08$7.6KJEPQ
6$16,297$186.91$26,175$1,694.09$9.9KJEPQ
7$17,626$189.08$30,133$1,811.32$12.5KJEPQ
8$19,051$191.13$34,531$1,927.17$15.5KJEPQ
9$20,578$193.06$39,403$2,041.08$18.8KJEPQ
10$22,213$194.89$44,787$2,152.59$22.6KJEPQ

WFCL vs JEPQ: Complete Analysis 2026

WFCLStock

1867 Western Financial Corporation operates as the bank holding company for Bank of Stockton that provides various banking products and services. It offers checking, savings, and money market accounts; certificates of deposit; and debit and credit cards. The company also provides home, vehicle, personal, term, real estate, and agricultural loans; and construction lending, home equity lines of credit, revolving lines of credit, home refinancing, and overdraft protection services. In addition, it offers wealth management services, including investment management, corporate trustee, estate planning, executor/co-executor, estate settlement, custody, trustee agency, and retirement planning services; and retail investment and insurance services. Further, the company provides bill pay, ATM, online cash management, payroll direct deposit, payroll preparation, personnel reporting system, merchant, merchant BankCard acceptance, remote deposit, and automatic funds credit services; and Internet, mobile, and telephone banking services. 1867 Western Financial Corporation was founded in 1867 and is based in Stockton, California.

Full WFCL Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.