Is WFCL or JNJ a better dividend investment in 2026?

WFCL currently yields 1.74% with a 5% 5-year dividend growth rate. JNJ yields 3.36% with 5.8% growth. The better choice depends on your goal: JNJ offers higher current income.

What is the dividend yield difference between WFCL and JNJ?

WFCL has a forward dividend yield of 1.74% ($148.00/share annually). JNJ yields 3.36% ($4.96/share annually). The yield gap is 1.62 percentage points.

Home › Compare › WFCL vs JNJ

WFCL vs JNJ: Dividend Comparison 2026

WFCL yields 1.74% · JNJ yields 3.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 WFCL wins by $2.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

WFCL

● Live price

1.74%

Share price

$8,500.00

Annual div

$148.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.2K

Annual income

$194.89

Full WFCL calculator →

JNJ

Johnson & Johnson

● Live price

3.36%

Share price

$147.50

Annual div

$4.96

5Y div CAGR

5.8%

Payout ratio

55%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$827.78

Full JNJ calculator →

Portfolio growth — WFCL vs JNJ

📍 WFCL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WFCL	JNJ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WFCL + JNJ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WFCL pays

JNJ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WFCL

Annual income on $10K today (after 15% tax)

$148.00/yr

After 10yr DRIP, annual income (after tax)

$165.66/yr

JNJ

Annual income on $10K today (after 15% tax)

$285.83/yr

After 10yr DRIP, annual income (after tax)

$703.61/yr

At 15% tax rate, JNJ beats the other by $537.96/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WFCL + JNJ for your $10,000?

WFCL: 50%JNJ: 50%

100% JNJ50/50100% WFCL

Portfolio after 10yr

$21.1K

Annual income

$511.34/yr

Blended yield

2.42%

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Analyst Conviction Gap

Where Wall Street is most bullish on JNJ right now

WFCL

No analyst data

JNJ

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$228.73

+55.1% upside vs current

Range: $190.00 — $265.00

Altman Z

5.2

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WFCL buys

JNJ buys

No recent congressional trades found for WFCL or JNJ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWFCLJNJ

Forward yield	1.74%	3.36% ✓
Annual dividend / share	$148.00 ✓	$4.96
Payout ratio	50% ✓	55%
1-year div growth	0%	4.2% ✓
5-year div CAGR	0%	5.8% ✓
Portfolio after 10y	$22.2K ✓	$20.0K
Annual income after 10y	$194.89	$827.78 ✓
Total dividends collected	$1.9K	$5.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Healthcare

Year-by-year: WFCL vs JNJ ($10,000, DRIP)

Year	WFCL Portfolio	WFCL Income/yr	JNJ Portfolio	JNJ Income/yr	Gap
1← crossover	$10,874	$174.12	$10,676	$355.77	+$198.00 → WFCL
2	$11,812	$176.95	$11,407	$389.39	+$405.00 → WFCL
3	$12,819	$179.64	$12,198	$426.53	+$621.00 → WFCL
4	$13,898	$182.20	$13,056	$467.62	+$842.00 → WFCL
5	$15,056	$184.62	$13,987	$513.12	+$1.1K → WFCL
6	$16,297	$186.91	$14,998	$563.56	+$1.3K → WFCL
7	$17,626	$189.08	$16,098	$619.52	+$1.5K → WFCL
8	$19,051	$191.13	$17,295	$681.69	+$1.8K → WFCL
9	$20,578	$193.06	$18,599	$750.82	+$2.0K → WFCL
10	$22,213	$194.89	$20,022	$827.78	+$2.2K → WFCL

WFCL vs JNJ: Complete Analysis 2026

WFCL — Stock

1867 Western Financial Corporation operates as the bank holding company for Bank of Stockton that provides various banking products and services. It offers checking, savings, and money market accounts; certificates of deposit; and debit and credit cards. The company also provides home, vehicle, personal, term, real estate, and agricultural loans; and construction lending, home equity lines of credit, revolving lines of credit, home refinancing, and overdraft protection services. In addition, it offers wealth management services, including investment management, corporate trustee, estate planning, executor/co-executor, estate settlement, custody, trustee agency, and retirement planning services; and retail investment and insurance services. Further, the company provides bill pay, ATM, online cash management, payroll direct deposit, payroll preparation, personnel reporting system, merchant, merchant BankCard acceptance, remote deposit, and automatic funds credit services; and Internet, mobile, and telephone banking services. 1867 Western Financial Corporation was founded in 1867 and is based in Stockton, California.

Full WFCL Calculator →

JNJ — Healthcare

Johnson & Johnson is a Dividend King with 62+ years of consecutive dividend increases. A healthcare conglomerate spanning pharmaceuticals, MedTech, and consumer health. JNJ spun off its consumer segment as Kenvue in 2023, focusing on higher-margin pharma and medical devices.

Full JNJ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.