HomeCompareWFCL vs ORCC

WFCL vs ORCC: Dividend Comparison 2026

WFCL yields 1.74% · ORCC yields 9.79%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 WFCL wins by $806.00 in total portfolio value· pulled ahead in Year 7
10 years
WFCL
WFCL
● Live price
1.74%
Share price
$8,500.00
Annual div
$148.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.2K
Annual income
$194.89
Full WFCL calculator →
ORCC
ORCC
● Live price
9.79%
Share price
$13.48
Annual div
$1.32
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$1.04
Full ORCC calculator →

Portfolio growth — WFCL vs ORCC

📍 WFCL pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWFCLORCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WFCL + ORCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WFCL pays
ORCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WFCL
Annual income on $10K today (after 15% tax)
$148.00/yr
After 10yr DRIP, annual income (after tax)
$165.66/yr
ORCC
Annual income on $10K today (after 15% tax)
$832.34/yr
After 10yr DRIP, annual income (after tax)
$0.88/yr
At 15% tax rate, WFCL beats the other by $164.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WFCL + ORCC for your $10,000?

WFCL: 50%ORCC: 50%
100% ORCC50/50100% WFCL
Portfolio after 10yr
$21.8K
Annual income
$97.97/yr
Blended yield
0.45%
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Analyst Conviction Gap

Where Wall Street is most bullish on ORCC right now

WFCL
No analyst data
ORCC
Analyst Ratings
9
Buy
4
Hold
1
Sell
Consensus: Buy
Price Target
$16.00
+18.7% upside vs current
Range: $16.00 — $16.00
Altman Z
0.5
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WFCL buys
0
ORCC buys
0
No recent congressional trades found for WFCL or ORCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWFCLORCC
Forward yield1.74%9.79%
Annual dividend / share$148.00$1.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$22.2K$21.4K
Annual income after 10y$194.89$1.04
Total dividends collected$1.9K$1.0K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: WFCL vs ORCC ($10,000, DRIP)

YearWFCL PortfolioWFCL Income/yrORCC PortfolioORCC Income/yrGap
1$10,874$174.12$11,190$489.61$316.00ORCC
2$11,812$176.95$12,229$256.01$417.00ORCC
3$12,819$179.64$13,216$130.74$397.00ORCC
4$13,898$182.20$14,207$66.02$309.00ORCC
5$15,056$184.62$15,234$33.17$178.00ORCC
6$16,297$186.91$16,317$16.62$20.00ORCC
7← crossover$17,626$189.08$17,468$8.32+$158.00WFCL
8$19,051$191.13$18,695$4.16+$356.00WFCL
9$20,578$193.06$20,006$2.08+$572.00WFCL
10$22,213$194.89$21,407$1.04+$806.00WFCL

WFCL vs ORCC: Complete Analysis 2026

WFCLStock

1867 Western Financial Corporation operates as the bank holding company for Bank of Stockton that provides various banking products and services. It offers checking, savings, and money market accounts; certificates of deposit; and debit and credit cards. The company also provides home, vehicle, personal, term, real estate, and agricultural loans; and construction lending, home equity lines of credit, revolving lines of credit, home refinancing, and overdraft protection services. In addition, it offers wealth management services, including investment management, corporate trustee, estate planning, executor/co-executor, estate settlement, custody, trustee agency, and retirement planning services; and retail investment and insurance services. Further, the company provides bill pay, ATM, online cash management, payroll direct deposit, payroll preparation, personnel reporting system, merchant, merchant BankCard acceptance, remote deposit, and automatic funds credit services; and Internet, mobile, and telephone banking services. 1867 Western Financial Corporation was founded in 1867 and is based in Stockton, California.

Full WFCL Calculator →

ORCCBDC

Owl Rock Capital Corporation is a business development company. The fund makes investments in senior secured or unsecured loans, subordinated loans or mezzanine loans and also considers equity-related securities including warrants and preferred stocks also pursues preferred equity investments and common equity investments. Within private equity, it seeks to invest in growth, acquisitions, market or product expansion, refinancings and recapitalizations. It seeks to invest in middle market companies based in the United States, with EBITDA between $10 million and $250 million annually and/or annual revenue of $50 million and $2.5 billion at the time of investment.

Full ORCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.