Is WFICF or XYLD a better dividend investment in 2026?

WFICF currently yields 5.45% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between WFICF and XYLD?

WFICF has a forward dividend yield of 5.45% ($0.73/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.53 percentage points.

Home › Compare › WFICF vs XYLD

WFICF vs XYLD: Dividend Comparison 2026

WFICF yields 5.45% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.7K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

WFICF

● Live price

5.45%

Share price

$13.40

Annual div

$0.73

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.6K

Annual income

$0.56

Full WFICF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — WFICF vs XYLD

📍 XYLD pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WFICF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WFICF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WFICF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WFICF

Annual income on $10K today (after 15% tax)

$462.87/yr

After 10yr DRIP, annual income (after tax)

$0.48/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,735.69/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WFICF + XYLD for your $10,000?

WFICF: 50%XYLD: 50%

100% XYLD50/50100% WFICF

Portfolio after 10yr

$23.0K

Annual income

$1,609.79/yr

Blended yield

7.01%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WFICF buys

XYLD buys

No recent congressional trades found for WFICF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWFICFXYLD

Forward yield	5.45%	10.98% ✓
Annual dividend / share	$0.73	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.6K	$25.3K ✓
Annual income after 10y	$0.56	$3,219.02 ✓
Total dividends collected	$553.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: WFICF vs XYLD ($10,000, DRIP)

Year	WFICF Portfolio	WFICF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,972	$272.28	$10,818	$1,098.39	+$154.00 → WFICF
2	$11,880	$139.60	$11,738	$1,222.51	+$142.00 → WFICF
3	$12,782	$70.63	$12,774	$1,364.64	+$8.00 → WFICF
4← crossover	$13,712	$35.51	$13,944	$1,527.86	$232.00 → XYLD
5	$14,690	$17.80	$15,270	$1,715.87	$580.00 → XYLD
6	$15,727	$8.91	$16,775	$1,933.09	$1.0K → XYLD
7	$16,833	$4.46	$18,490	$2,184.87	$1.7K → XYLD
8	$18,013	$2.23	$20,450	$2,477.63	$2.4K → XYLD
9	$19,275	$1.12	$22,697	$2,819.19	$3.4K → XYLD
10	$20,625	$0.56	$25,280	$3,219.02	$4.7K → XYLD

WFICF vs XYLD: Complete Analysis 2026

WFICF — Stock

Wall Financial Corporation, together with its subsidiaries, operates as a real estate investment and development company in Canada. It operates through three segments: Rental, Hotel, and Development. The company owns and manages residential and commercial properties, as well as hotel properties; and develops and sells residential housing properties. It also engages in the development and management of residential rental units; and development and construction of residential housing for re-sale. As of January 31, 2022, it owned and managed 934 hotel units; and fourteen rental properties in Metro Vancouver consisted of 1,392 residential and 14 commercial rental units. Wall Financial Corporation was incorporated in 1969 and is headquartered in Vancouver, Canada.

Full WFICF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.