Is WHTPF or SPHD a better dividend investment in 2026?

WHTPF currently yields 3.14% with a 5% 5-year dividend growth rate. SPHD yields 4.33% with 5% growth. The better choice depends on your goal: SPHD offers higher current income.

What is the dividend yield difference between WHTPF and SPHD?

WHTPF has a forward dividend yield of 3.14% ($0.23/share annually). SPHD yields 4.33% ($2.14/share annually). The yield gap is 1.19 percentage points.

Home › Compare › WHTPF vs SPHD

WHTPF vs SPHD: Dividend Comparison 2026

WHTPF yields 3.14% · SPHD yields 4.33%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $4.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

WHTPF

● Live price

3.14%

Share price

$7.44

Annual div

$0.23

5Y div CAGR

-13.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.1K

Annual income

$81.36

Full WHTPF calculator →

SPHD

● Live price

4.33%

Share price

$49.34

Annual div

$2.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$571.32

Full SPHD calculator →

Portfolio growth — WHTPF vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WHTPF	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WHTPF + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WHTPF pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WHTPF

Annual income on $10K today (after 15% tax)

$266.85/yr

After 10yr DRIP, annual income (after tax)

$69.16/yr

SPHD

Annual income on $10K today (after 15% tax)

$367.92/yr

After 10yr DRIP, annual income (after tax)

$485.62/yr

At 15% tax rate, SPHD beats the other by $416.47/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WHTPF + SPHD for your $10,000?

WHTPF: 50%SPHD: 50%

100% SPHD50/50100% WHTPF

Portfolio after 10yr

$24.3K

Annual income

$326.34/yr

Blended yield

1.34%

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Analyst Conviction Gap

Where Wall Street is most bullish on WHTPF right now

WHTPF

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

2.9

Piotroski

4/9

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WHTPF buys

SPHD buys

No recent congressional trades found for WHTPF or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWHTPFSPHD

Forward yield	3.14%	4.33% ✓
Annual dividend / share	$0.23	$2.14 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-13.6%	0% ✓
Portfolio after 10y	$22.1K	$26.5K ✓
Annual income after 10y	$81.36	$571.32 ✓
Total dividends collected	$1.6K	$5.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: WHTPF vs SPHD ($10,000, DRIP)

Year	WHTPF Portfolio	WHTPF Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$10,971	$271.24	$11,133	$432.85	$162.00 → SPHD
2	$11,980	$240.29	$12,363	$450.36	$383.00 → SPHD
3	$13,030	$211.86	$13,695	$467.39	$665.00 → SPHD
4	$14,128	$186.08	$15,138	$483.90	$1.0K → SPHD
5	$15,280	$162.92	$16,697	$499.88	$1.4K → SPHD
6	$16,492	$142.28	$18,382	$515.31	$1.9K → SPHD
7	$17,770	$124.00	$20,198	$530.17	$2.4K → SPHD
8	$19,122	$107.89	$22,157	$544.46	$3.0K → SPHD
9	$20,554	$93.74	$24,266	$558.18	$3.7K → SPHD
10	$22,075	$81.36	$26,536	$571.32	$4.5K → SPHD

WHTPF vs SPHD: Complete Analysis 2026

WHTPF — Stock

WH Smith PLC operates as a retailer in the United Kingdom and internationally. It operates in two segments, Travel and High Street. The Travel segment offers news, books, and convenience for travelling customers. As of August 31, 2021, it operated 1, 166 units primarily in airports, hospitals, railway stations, motorway service areas, and workplaces. The High Street segment sells stationery products, including greetings cards, general stationery, art and craft, and gifting products; news and impulse products, such as newspapers, magazines, confectionery, and drinks; and books. It operated 544 stores. This segment also offers its stationery, books, magazines, and gifts through whsmith.co.uk; personalized greetings cards and gifts through funkypigeon.com; pens through cultpens.com; and personalized stationery products through treeofhearts.co.uk and dottyaboutpaper.co.uk websites. The company was founded in 1792 and is based in Swindon, the United Kingdom.

Full WHTPF Calculator →

SPHD — ETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.